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Credit

The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date

10,683 Questions

What is a credit card features would be best for customers who want to pay off the balance on a high interest credit card?

For customers looking to pay off a balance on a high-interest credit card, a card with a 0% introductory APR on balance transfers would be ideal. This feature allows them to transfer their existing high-interest balance to a new card without incurring interest for a specified period, typically ranging from 6 to 18 months. Additionally, cards with no balance transfer fees can further enhance savings during this payoff period. Finally, low ongoing interest rates can be beneficial for any remaining balance after the promotional period ends.

Do judgments count against you if there paid in full on your credit report?

Yes. They remain as a negative item on your credit report for seven years from the date of the judgment, whether they are paid or not. You do, however, now have the right to ask that your explanation of the item be included in the report. You can provide the credit reporting agency with a paragraph explaining mitigating circumstances, such as that you did in fact pay the judgment in full.

What does a d next to my credit score mean?

There are many variations of credit reports, and different companies use different codes throughout their reports. There should be a legend explaining what those letters represent. If not, try contacting the company who produced the report, and ask them what the letters mean.

Is it illegal using a false address on a credit card application?

You need to use a real address on the application because that is where the bills will go to. Worse come to worst, rent a post office box for yourself and use that address.

What score shows a good credit history?

The average credit score is 687, according to Experian. But if you're looking to get into the Good range, you will need to increase your credit score up to 750 or higher.

What if you don't want to give the name of a person that you know used your credit card without permission?

If you do not give the name of the person you know or suspect used your credit card without permission, then the credit card company could hold YOU liable for ALL charges that person made. The decision seems pretty simple to me... save the other person, or save myself from paying for their illegal purchases.... it is a no-brainer. Turn the person in, so they know the consequences of illegal acts.

Can you get a utility bill in your name at two different locations?

There should be no reason why you are not able to, lots of people have multiple supplies at different locations. As long as you are up to date and have had no previous payment problems, then a utility company would not turn down more business from a good customer. However, if you contemplate placing another individuals account under your name because they have bad credit you should seriously reconsider your plan. It is more than likely you will get stuck with their bills and ruin your own credit record.

Where is the security number on a card located at?

Usually on the back of the card in the lower-right corner .

Does life insurance money have to be paid on credit card debt when a person passes away and it has a designated beneficiary?

Yes, the deceased's assets will go towards paying off their debts, before the remainder is distributed to the beneficiaries.

Is debit card non cash product?

You must have enough cash in your bank account to cover the cost of the

purchase when you use your debit card ( some banks limit the amount that

you can pay for with a debit card also )

What is a sub prime credit score and it is 640?

sub prime credit score refers to a credit score which is below the national average. According to a 2011 Experian study, the average score in the USA is 687. So, anything under 687 is considered sub prime.

Mr Alec Jerwood is he in the employe of credit suisse UK ltd?

Could you tell me if Mr. Alec Jerwood is in the employ of Credit Suisse (UK) Ltd , located at 5 Cabot Sq. London, E14 4 OJ UK . I have been given his name so that I may contact him could you help . Thank You

Sincerely Mr.Guillette

I´d also like to know it

Sandra

Is a credit score of 489 good?

If this is your FICO Score, then NO. FICO scores range from 300-850, the average score in the USA being 687. If your score is 489, it may be time to get proactive and start repairing your credit.

How do you negotiate a credit card lawsuit if you don't have the cash?

You can make arrangements to set up a payment plan and repay the debt over time. Don't ignore it. It the credit card company takes you to court, they can get a court judgment against you and garnish your wages. (15% of your weekly take home in most states).

How do credit cards affect an individual's credit history?

Credit cards impact several parts of your credit history.

Pay on-time and you improve your payment history.

Keep your balance low, and you improve your utilization rate.

Keep you card open and active for a long time, you increase your length of history.

What was Crédit Mobilier?

A fake company set up by a railroad to make more money