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Credit

The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date

10,683 Questions

Does discovery credit card company change your card number if it was lost?

Yes. Credit card companies want to be sure that someone cannot use your account number should they find the card that was originally lost, so they will change both the 16 digit account number and the security code.

What do you do when you have lost your credit card?

Contact the issuing authority and have a stop placed on your card and at the same time they will arrange for a new one to be issued

How do you get financing with bad credit?

"payday lenders" don't tend to mind about credit ratings; neither do loan-sharks.

Friends and family can be a good source.

Gambling is a possibility.

Can you get a loan officer license with a new chapter 7 bankruptcy on credit report?

I am going to stick my neck out and say, Probably Not. I do not think a lending institution would like someone who is making loan decisions to be a delinquent when it comes to their own debts. Most places(financial institutions especially) will run credit checks on perspective employees.

Where are the spaces in a credit card number?

Depends on the type of credit card. For most, the number is a 16-digit number, 4 numbers followed by a space and so on. Some, however, are different.

Can a credit card company garnish wages California?

Yes...PLS check the status of limitations in California. Each states may vary.

What is an advantage credit cards have over other forms of consumer credit?

Credit cards have the advantage of providing generally up to 56 days credit at no cost providing the balance is repaid in full. This is making best use of other peoples money (the bank or credit card company) in effect but you have to be sure you can repay on time or potentially sky high interest charges kick in.

What does a credit score of 552 mean?

If you've got a credit score in this range, there is no question that your credit score is in need of serious credit repair. Credit scores in this range are just flat out bad. You're clearly paying higher interest rates and making credit mistakes that will impact your life for years to come.

Can credit cards be garnished?

Credit cards are not assets, there's nothing to garnish from them.

What is statement balance on your credit card?

the statement balance is nothing more than the balance of your card at the time the statement was printed.

Why is it unwise to pay minimum credit on your credit card?

Paying only the minimum due on your credit card balance maximizes the amount of interest you will pay to the credit card company. This is why it is better to pay as much of your balance as you can each billing cycle - it saves you money by reducing the amount of interest you pay.

Also, depending on the terms of your credit card agreement, paying the minimum can actually make your principal balance increase. The minimum payment may not cover the amount of interest due.

Who is responsible for credit card debt after death in Louisiana?

The debts are paid from the deceased's estate, before the heirs inherit what's left (if anything). Debt is not inheritable though, so if the estate isn't enough, the heirs are not responsible for the remainder.

Can your unemployment check get garnished in Illinois from a credit card company?

No, it can not. however, if you owe money for back child support, to the state you live in and the Government, then you're on the hook.

Can kids have credit cards in the UK?

Most banks will offer accounts with a book with the option to get a card to withdraw money once a certain age is reached (usually around 12years old), however a few banks offer dual function cards which are the same as a credit card except do not have an overdraft

An alternative is to get a prepaid card which can be topped up

Need to borrow some money on ssi debit card to pay back in several months?

SSI is not a line of credit or a wage. Supplemental Security Income (SSI) is a Federal income supplement program funded by general tax revenues (not Social Security taxes). It was designed to help aged, blind and/or disabled people who have little or no income. The intent is to provide cash to meet basic needs such as food, clothing and shelter. This money comes from taxpayers and is not "free money". One cannot borrow against it like a loan or credit card.

How do i pay my emblem credit card?

you could make a payment by Check or debt cards only by registering your card @ myccpay dot com (TCI Payments)

Why do credit cards considered money or not considered as money?

Because money consideration is granted credit into card formation bedfellow however the consolidation of the derivative card of credit is pennywise but pound cake foolish

Do you have to pay for a prepaid credit card?

If you are simply referring to a prepaid card like the Mango Money card and American Express Pass the answer is MAYBE. Prepaid cards have different fee structures that are determined by the company that issues it- just because two prepaid cards from different companies both have a VISA or MasterCard logo on them doesn't mean that they both have the same cost. Feel free to look up any prepaid card offers you see online or in the mail, or find a "rate detective" to help you gather any information you need...

Meanwhile, you may also be referring to a secured credit card. These are credit cards which require you to provide a security deposit just in case you fail to pay. These also have different fee structures- one secured card may have a low monthly fee or none at all but carries a noticeably higher interest rate, while another may have a very low APR but carries a fee billed month to month.

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