Credit

That depends on, what's on your credit bureau file. The score will look at the age of your credit cards, balances and payment history

APR is based on how much the Merchant charges you. Every merchant has a different APR rating system

It may have something to do with the magnetic strip on the card.

It actually depends on about 10 different things including your score.

If every thing remain good with the lender's guide lines i am going to guess between 16.95% to 18.95% .

You can't. Not only is it necessary for the store, but it also helps tie the account more firmly to a person's identity, rather than something more anonymous like an email account.

No. One can always arrive 'en persona' and make payment with the 'coin of the realm', if that is your desire.

If the debt is unpaid they will normally chose to go after it. Thus is a common method and allows them to garnish wages layer. It coss them very little as court charges are added to the debtors costs.

In general, sure. People do this all the time.

There is spot on the back of the card for your signature.

No. The A4V method is a tortured reading of the UCC (Uniform Commercial Code) except for certain commercial transactions. The method claims that you can send a payment to a creditor that modifies the contract, reducing the amount you owe.

No, you can't. And your payment will then be in arrears, accruing late fees and interest.

Having an authorized user card does not help the authorized user's credit bureau score.

ie) if I had good credit and I gave someone an authorized user card, that person's purchases would be on my statement and I would be responsible for the other person's purchases. If I don't pay for the other person's purchases, it would reflect on my credit bureau negatively as not paying on time and be charged interest.

Closed accounts aren't deleted from your credit bureau till 6 years has passed. All it will show is that the balance is nil and the DLA (date of last activity) will show what month/yr, you had a nil balance on your statement. If you close all your old credit cards and keep your new ones, that might not be good either because the age of your credit cards are part of your score. it's best to keep and maintain your old credit cards and get rid of any unused new credit cards.

Things to think about re:credit score is: maintaining good long established credit history, making sure your balances are low and not using more than 30% of your line of credit, and reducing the number of credit cards you have. My suggestion is to have 2 credit cards (one visa and one m/c) and maybe 1 extra card for emergencies only (make sure you use the emergency credit card every 6 months so it not considered inactive). This will help, so you don't have so many bills and you keep track of your purchases. And lastly, pay your bills in full and on time so that you're not charged the daily interest.

560-619 credit score is very risky. So it is not a good score.

At first you have to check why you have this type of score. Then you have to increase it. If your score is higher than 660, you will be considered a good credit risk.

No. You probably didn't include the car loan in the bankruptcy (if you did you wouldn't have the car anymore). If debt wasn't included in the bankruptcy you still owe it. Was the car insured? Usually if there's a loan on it the loan holder requires full coverage insurance. I'm not sure what the line of credit has to do with the car.... but if that line of credit account number was included in the bankruptcy it will/was discharged.

If it is a corporate card I would imagine it is in the name of the company and not your name. If that is the case it shouldn't impact your credit.

Okay two things. I need $3000 dollars right away like now whether it be through grants, loans, or credit cards. Second thing is I will not give out my credit score here, but it is between 620 and 650, so it is considered in the "fair" range.

I know it may take more than one credit card to reach that high, but the possible impact on my credit score, minimum monthly payment, interest rate, and fees are all factors that I am researching.

How can I make this possible? I know it may be hard, and that it may take more than one credit card, but I am up to the task of paying it all off.... I hope.

Also, it is worth noting that despite my fair credit rating, I have been declined for personal loans at banks and online. I suspect it is probably due to my lack of collateral. I also recently took on a new job and was not able to fully disclose accurate income figures.

Please give me any advice.

If you have n't a sufficient credit score, you don't pay off your credit history. It is impossible.

untill i dk im trolling u

No.

A loan off of debit card like credit card cash advance? Yes

No. Credit card debt is unsecured and they can take nothing from you ever.

They can only harrass and threaten and trick you into settling for a percntage of what you owe.

Having low score of 575 probably means you have quite a bit of debt (high balances) and possibly slow paying accounts (not paying on time). These customers are usually paying interest every month.

During foreclosure, it may be more beneficial to prioritize paying off essential expenses such as mortgage payments and housing-related costs over credit cards. If you can afford to pay down credit card debt, doing so can improve your credit score and reduce financial stress. However, if your resources are limited, focusing on maintaining your home and negotiating with creditors may be wiser than aggressively paying down credit cards. Ultimately, assess your financial situation carefully before making decisions.

yes