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Credit
The procurement of money, goods and/or services in exchange for a pledge to repay the amount at a future date
10,683 Questions
Can you still get a nursing degree with a fraudulent use of a credit card charge on your record?
No, you cannot rent the twilight series from blockbuster because of your horrible act against the bankers.
What are the 3 agencies that report credit scores?
In the UK, the 3 agencies are Callcredit, Equifax and Experian.
The USA has four: Experian, Equifax, TransUnion and Innovis.
You can usually find out from consumer websites which agency banks/card lenders use when they run a credit check, in order to get a copy of your report and check the details are OK.
How do you convince the customer about Macy's credit card?
Well, I can't promise the customer will get the credit card, but this is what I suggest:
Tell the customer all the benefits of a Macy's credit card and don't mention any cons. You can also tell them about how much better Macy's is than other stores. It is THEIR choice so they may not want one just for financial reasons, but if that's a problem tell them about how much money they could save at Macy's!
I know this isn't very good and I'm sorry but customers are customers! They won't buy everything you tell them. One last tip: Make them feel uncomfortable and guilty! They'll look rude and selfish if they don't get one and trust me, NO customer wants that. You can suggest ideas like donating to animal shelters, homeless shelters, and even a school to your boss! Hope this helped!
Can you use a prepaid debit card to book a hotel room?
yes why not but u must have sufficient money in your account
Can a credit card security code have 5 digits?
16 digits in a credit card number. Most cases it is three.
How many credit card tradelines should one have?
It all depends on your goals and your current credit history. You typically want a mix of credit if you want a higher score, which in turn helps you get better cards with better terms and higher limits. A safe approximation to how many credit cards you should have depends on how long you've been using credit, so start with one or two, and build* until you have three or four lines (or more if you wish). Just remember to have a MIX of credit- your score can drop or stay low if you only have credit cards on your credit report...
* in order to build and maintain a higher score, you need to exercise discretion and patience. Getting a high score doesn't happen overnight...
Can you transfer a balance from a closed credit card?
Me personally I don't think if the card is closed then No u can't so good luck bye
What factor will your credit rating have?
About 30 individual factors are used to determine the score. Certain factors, such as payment history, have more weight than others, such as the length of your credit history.
Also informative is the list of "reasons" that may be provided to account for why a score isn't higher. When lenders request your credit score, they also receive a list of the four most significant reasons your score is not higher.
The possible FICO reasons are:
* Amount owed on accounts is too high.
* Delinquency on accounts.
* Too few bank revolving accounts.
* Consumer finance accounts.
* Too many accounts opened in the last 12 months.
* Amount owed on revolving accounts is too high.
* Time since delinquency is too recent or unknown.
* Length of credit history is too short.
* Amount past due on accounts.
* Date of last inquiry too recent.
* No recent bankcard balances.
* Too few accounts with recent payment information.
What is total credit card debt?
Total credit card debt currently amounts to about 962 billion dollars. The average credit card debt per owning household is 14,750 dollars. Approximately 609.8 million credit cards are currently in USA, with credit card users having an average of 3.5 cards each. Young people have credit card balance well below the average. While 25 to 34 years old manage to cut their credit card debt, they still average over $5,000 in credit card debt.
Does paying off high balance credit card help your credit?
Yes. Amounts owed accounts for about 30% of your credit score. Ideally your utilization rate should be 20% or less. Paying your credit card balance to 20% or less will improve your credit score.
How do you order flowers using your Macy's credit card?
Macys teleflora. Make sure it says macys teleflora. You cant used it on their regular site.
Can you ask your bank for a better credit card rate?
Of course. You can ask your bank anything. Doesn't mean they'll give you the answer you want.
What information does not goes into your credit score?
Your credit score reflects how well you repay debt. So all accounts which are not extensions of credit are not reported to your credit report.
Also, personal information such as:
- Race
- Gender
- Income
- Address
Will anyone be imprisoned for non payment of credit card?
Simply being in debt, in itself, is not a criminal offence in countries such as the UK, and as such, no one can be imprisoned for it.
Does Wal-mart accept your discover credit card?
Yes, most Wal-mart's do accept your discover credit card.
