Can you ask your bank for a better credit card rate?
Of course. You can ask your bank anything. Doesn't mean they'll give you the answer you want.
Can you have a judgment against me even if its not on credit report?
Yes, a credit report only reflects the information which is reported to the 3 credit bureaus (Experian, Equifax, and TransUnion) by Lexis Nexis which they gather from court public records.
Even if a judgement is not being reported by the credit bureaus, you may still be liable for it. To find out the status of a judgement, contact the court where the judgement was placed.
What is the government site for free credit reports?
There IS no government site for free credit reports, since credit reports are provided by private firms, NOT by the government.
What information does not goes into your credit score?
Your credit score reflects how well you repay debt. So all accounts which are not extensions of credit are not reported to your credit report.
Also, personal information such as:
- Race
- Gender
- Income
- Address
Will anyone be imprisoned for non payment of credit card?
Simply being in debt, in itself, is not a criminal offence in countries such as the UK, and as such, no one can be imprisoned for it.
Does Wal-mart accept your discover credit card?
Yes, most Wal-mart's do accept your discover credit card.
It is in the medium to good range. It is not bad, but it is not the best you could have. However, you should be able to get financed with this credit score.
Can a spouse be held responsible for wife's premarital credit card debt in NJ?
Yes because when you get married you are one so your spouse whould be responsible for their debt because that means their in debt to
What are the drawbacks of a credit card?
Good about credit cards - Credit cards are actually some times beneficial. When you want to buy a car - some places won't let you because of your credit score. If you don't have a credit card, you don't have a credit score.
Draw backs of a credit card - If you don't pay off the amount of money you charged, you will go into debt. So only use your credit card if you KNOW you can pay it back ASAP!
What is the difference between debit card?
debit cards are when instead of credit cards you dont have to pay off what you spent. so say i had 300 pounds in my account, if i used a credit card i could only use 150 pounds at the most because i have to pay back what i spent where as a debit card i could spend the 300 pounds
What is an annual credit card fee?
Its a fee the credit card company charges you yearly for using their money
Can a property be foreclosed on for credit card debt?
Since credit cards are unsecured loans, there is no collateral that the credit card company can repossess if you go into default on your payments.
That being said, a credit card company can take you to court and sue you for the unpaid balance. When that happens, the judge can order income withholding or other measures to settle the debt.
I've never heard of any judge ordering a foreclosure because of unsecured debt, and while I suppose it's possible, I don't think it would ever happen. The amount owed would have to be so immense that it would make sense for the credit card company to go to that much effort.
I hope that helps, and best of luck to you!
--Connie, ConsolidatedCredit.org
How long will it take to pay of a 1000.00 credit card debt paying 2 percent at 18 percent interest?
18x1000.00 + when the loan has to paid back by.
Does a credit card have letters in it plus numbers?
yes.
your 16 digital number and card holder name.
What if you pay something on the credit card but cannot pay the minimum payment?
Unless you contact the creditor in advance, you may get charged with a late fee if the minimum is not posted to your account by the due date. Make sure to get in contact with the credit card company if you are going to be short or late on any payments. Most will either put a temporary freeze on your account (not charge anything until you can pay it down again), post the minimum for you if you are enrolled in a payment protection service, or waive the fee for you. However, they will not do this if you fail to call ahead of time...
What is the use of a card verification code on a visa credit card?
Just another security check. Means you've seen the front and back of the card.
What does CW2 stand for in a credit card?
It's misintepreted means there is no CW2 on a credit card, i think you mean the other one.
Can you take money from your debit card?
Yes as long as you have the money in the account connected to the debit card.
Can you have a number of a debit credit card?
Yes obviously.
You get the number of your debit card, it is the 16 long digit number.
it's on the front of your debit card