Disability Insurance

You would need to check with your disability insurance carrier to determine this. Depending on your plan and your plan's successive disability period, you may or may not be eligible for intermittent disability benefits.

Temporary disability benefits are also referred to as short term disability insurance. The primary characteristic is the limited duration of the benefit period - typically no more than two years. Long term disability pays a benefit from 5 years up to age 65.

The term temporary disability is most commonly associated with state short term disability programs available in NJ, NY, RI, CA, and HI.

Sure do in the vast majority of applications

Maybe. Disability payments can considered tobe partially or fully taxable income.

When you are awarded Social Security disability benefits, you do not receive benefits beginning on your onset date. Rather, there is a 5 month "waiting period" before benefits begin. As a practical matter, however, it is often a 6 month waiting period. This is because the waiting period is 5 full months of disability. So if you have partial month, that month simply doesn't count. For example, if you became unable to work on the 2nd day of the month, that whole first month would not count, since it is a partial month of disability. So the effective waiting period can be as long as six months before benefits are due. For SSI benefits, there is no waiting period. Benefits accrue beginning the day you file for benefits. Soure: http://www.socialsecuritydisabilitylawyer.us/blog/2008/07/title-ii-waitin.html

Disability insurance covers your ability to earn an income.

If for any medical reason (illness or injury) you are not able to perform 100% of your duties of your occupation, you are considered disabled or partially disabled. Depending on the definition of disability on your policy, you may even get paid a disability insurance benefit even if you can still work part time or have a loss of income of minimum 15-20% due to your disability/ health issue.

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There are five states with mandated temporary disability benefits: HI, CA, NJ, NY, and RI. The other 45 states also have temporary disability available to workers, but participation is voluntary - as long as the employer agrees to allow the employees to pay for the policies through payroll deduction.

Your employer's obligation to pay premiums normally stops when your paycheck does, that is, when your medical and personal leave is exhausted, and there is nothing left to deduct the premiums with. When that happens, the insurance company, not your employer, cancels your health insurance for lack of premiums. There are many ways to avoid this tragedy, including donation of leave by co-workers, if permitted, to keep the paychecks coming, or employer paying premiums for you until you are able to return to work. Good luck. JJ

A disability is caused by an accident or illness. The illness can be acute or chronic. Whether or not you're eligible to receive any benefits due to your disability depends on what kind of insurance coverage you have.

If your disability is work-related, you may be entitled to workers comp benefits that your employer may have purchased. In most states, this is required. You may also be eligible for government benefits that you've paid for with income taxes.

If your disability is not work-related, you still may be eligible for government benefits or you may purchased a personal disability insurance policy to pay you benefits. Whether you receive disability benefits from your own insurance policy or a government plan, the definition of disability contained in the policy will tell you what constitutes a disability.

Did you mean to ask, what is the definition of disability? That can vary from policy to policy and, since that kind of insurance can be very complex, I would check for your particular policy. mcdlife.com

An unclaimed money search is a way for an individual to check for money that is under their name that may not have been claimed. The department of treasury in each state should be able to provide this information.

Long Term Disability policies cover you if you are put in a nursing home or need to have a nurse come to your home regardless of how you were put there. Accidental Death and Dismemberment policies are usually attached to auto policies and they pay you and your family money if you are killed or lose limbs in an automobile accident.

It means to take away.

AMERICAN GENERAL LIFE & ACCIDENT took this company over. http://www.americangeneral.com/lifeinternet2000/careerweb.nsf/contents/index

You put the details that you know in.

The schedule isn't any different, but your tax return will have to have been processed by April 15 to get the rebate according to the schedule.

I guess you'd need money first? Does this person have any income? How would disability insurance benefit a person without a job? If your husband is makeing money, yes! Be safe.

Social Security

It would depend on your disability insurance plan. Some plans exclude work-related disabilities. If your plan excludes work-related disabilities, then you would initially be denied through your disability insurance. You should still file a claim with them however. If your Worker's Compensation claim ends up being denied though, you could then forward a copy of the denial letter to your disability insurance carrier for review of possible approval. If your plan does not exclude work-related disabilities, then you would be able to file both claims. You would just want to make sure that when filing, each carrier knew about the other. Keep in mind, the benefit you receive through Worker's Compensation will be a direct offset to the benefit provided by the disability insurance.

You should receive a year end tax form from the insurance company, since it is income. Call them to make certain.

SSNA in regards to disability insurance could stand for Skin Sympathetic Nerve Activity, which is a health condition. It could also stand for Social Safety Net Assessment.

This one depends on the limits of your disability insurance. If you are on Social Security Disability (SSD), you must report that you are working but you are allowed to work a few hours and depending on your income you may not lose benefits.

If you are on disability insurance through your company it depends on their specific policy. Some policies state you can work at a job that is less strenuous than the job you were disabled from for a short period of time. Most Long Term Disability (LTD) policies state that if you are able to do any work of any type for any length of time you must report it and you will lose your disability payments.

The answer to your question is yes. If creditors can garnish your wages if you were working, then they can garnish the income you receive from your disability provider as well. The same procedures they would have to go through to garnish your wages from your employer, they would go through the disability company (filing court documents). Unfortunately, creditors consider any income you receive, working or not, as income.

NO

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