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Loans

Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.

13,117 Questions

Can you get a Payday loan with the emerald card?

Yes, you can potentially get a payday loan with an Emerald Card, as it functions like a regular debit card. However, payday loans often come with high interest rates and fees, so it's important to carefully consider if it's the best option for your situation.

When is the MERS deactivated on a loan?

MERS isn't "deactivated" on a loan. MERS is a servicing agent for numerous lenders and it is the actual mortgagee on a mortgage. The servicing system was devised to make mortgage discharges easier to obtain. Its involvement lasts as long as the mortgage remains unpaid. When the mortgage has been paid off then MERS will record a discharge.

Can you payoff a mortgage with a primossory note Back by a bond and a set off bond?

Hello, I in fact we also used this financial tool or instrument to pay off two of our mortgages with Washington Mutual Bank and two lines of credit or helocs with them as well. The company that we used was Gateway International Inc.. They seem to be on the up and up and nobody can verify that are not including the FBI of which we checked with, in order to verify our trust in Gateway. We have certified mail receipts and original copies of the notes along with directions for the lender to redeem the notes for cash at the federal reserve. The package looks good to us, Washington Mutual did foreclose on one home and is in process on the other. When we asked the investor what the hell was going on he simply said that he has been through this before and he knows he owns the homes and has addressed the payoffs in his 2007 tax filings and the IRS has been made and is also aware of WaMu double dipping collection policy with its consumer mortgage loans. We are under the assumption that is is illegal to proceed with foreclosure and to take possession of the homes after they had already been paid off in full, almost six months ago. The crime being that WaMu has three days to return the note if they were not going to accept it. They indeed did not, 2nd they re-keyed our home and took possession of six months after accepting payment in full. They never returned the notes to the investor, and they now have been paid in full and have possession. I am looking for a very large settlement when this is all said and done from WaMu. They have trashed our credit and taken our home and have done it to many others as well, google it and see. I would only recommend this plan if nothing else could be done to save or sell your homes. Andrew

What happens to one who leaves the priesthood?

Leaving the priesthood involves a formal process of laicization, which releases the individual from their vows and obligations as a priest. They can then choose to live a secular life. The individual may face mixed emotions, societal challenges, and potential estrangement from the Church community.

What is the purpose of interferometry?

Interferometry is used to combine signals from multiple telescopes to create a single image with higher resolution. This technique enables astronomers to study fine details of astronomical objects that would not be possible with a single telescope of the same size. It is commonly used in radio astronomy and optical astronomy.

Did sun star acceptance corporation go out of business?

I do not have real-time information on the current status of Sun Star Acceptance Corporation. For the most up-to-date information, I recommend checking with the Better Business Bureau, financial databases, or contacting the company directly.

The difference in energy per unit charge as a charge moves between two points in the path of a circuit?

The potential difference between two points in a circuit is the energy required per unit charge to move a charge between those points. It represents the work done by an electric field on a charge as it moves through the circuit.

How does electricity cycle through a home?

When you turn something electrical on, a switch, of some sort, completes a wired loop through the appliance you turned on and the secondary windings of the electric company's transformer that's connected to the house, this is called a circuit. Electrons move from atom to atom in everything that comprises the circuit, the electricalcomponents of the appliance, a switch, the wires, the circuit breaker(s) and/or fuse(s) and the secondary windings of the transformer outside of the house. The reason the electrons move when the circuit is completed is because a voltage is applied across the secondary windings of the electric company's transformer. Because the electric company supplies us with alternating current (AC), where the voltage smoothly cycles from zero to its highest, back to zero, reverses polarity, back to its highest, then back to zero and reverses polarity again 50 to 60 times a second, the electrons move back and forth in the circuit. The number of electrons that move depends on the appliance's wattage rating; a 1500 watt toaster will move 25 times more electrons than a 60 watt light bulb. The more electrons that move through the circuits of your home the higher your electric bill will be.

What is meant by negative amortization?

A predatory subprime mortgage lending practice that occurs when monthly payments do not cover the interest due on the loan. The unpaid interest is then added to the mortgage balance causing the overall amount of the loan to increase.

Do you know if a certain form exists or an example of a Motion to Reopen a chapter 7 Bankruptcy?

The errors in the first answer are mostly clarified in the second, but consult an attorney familiar with the topic.

They answers also do not answer the question ;) and that was where to find a form - and the very simple method of obtaining the document from Pacer will always work for such a need.

After a web search gives you a case number and a reference to a Motion to Reopen Bankruptcy Case, log into Pacer (http://www.pacer.uscourts.gov) or the Electronic Case Filing server for the court referred to, search for the case and court, obtain the docket report, find the Motion to Reopen, and download that document and edit it.

Answer

IRS obligations do not get discharged as the result of bankruptcy. All other creditors have to write off their debts, but the IRS gets to threaten you for the rest of your life, and even go after your estate.

Answer

Bankruptcy is a Federal Case, and the form would be the one used by the circuit in your area. Speaking to the Court Clerk should get you what they want to see.

Re-opening a closed case is not for the faint of heart or wallet. And, if it even can be done, some real cause for it better be able to be shown...the fact that you just promised the court (and everybody else) something, many times over, made agreements etc. (probably that even had references to taxes, etc) but apparently didn't think about taxes, simply may not fly.

Then, as above notes, do you really want to do so? Probably depends on the Chapter you filed and if/when you filed returns, when the IRS gave their notices and if there is a lien already: Most tax debts can't be wiped out in bankruptcy -- you'll continue to owe them at the end of a Chapter 7 case, or you'll have to repay them in full in your Chapter 13 plan.

If you need to discharge tax debts, Chapter 7 will probably be the better option -- but only if you qualify for Chapter 7 and your debts qualify for discharge.

You can discharge (wipe out) debts for federal income taxes in Chapter 7 bankruptcy only if all of the following conditions are true:

* The taxes are income taxes. Taxes other than income, such as payroll taxes or fraud penalties, can never be eliminated in bankruptcy. * You did not commit fraud or willful evasion. If you filed a fraudulent tax return or otherwise willfully attempted to evade paying taxes, such as using a false Social Security number on your tax return, bankruptcy can't help. * The debt is at least three years old. To eliminate a tax debt, the tax return must have been originally due at least three years before you filed for bankruptcy. * You filed a tax return. You must have filed a tax return for the debt you wish to discharge at least two years before filing for bankruptcy. * You pass the "240-day rule." The income tax debt must have been assessed by the IRS at least 240 days before you file your bankruptcy petition, or must not have been assessed yet. (This time limit may be extended if the IRS suspended collection activity because of an offer in compromise or a previous bankruptcy filing.)

The Effect of Federal Tax Liens

If your taxes qualify for discharge in a Chapter 7 bankruptcy case, your victory may be bittersweet. This is because prior recorded tax liens are not affected by your filing. A Chapter 7 bankruptcy will wipe out your personal obligation to pay the debt, and prevent the IRS from going after your bank account or wages, but any lien recorded before you file for bankruptcy remains. In effect, this means you'll have to pay off the lien in order to sell the property.

Should the person who has defaulted on a mortgage due to Hurricane Katrina file bankruptcy or allow the home to be foreclosed on by the lender?

no itts not right for people to lose their homes because its not giving them the chance to pay the morgage no itts not right for people to lose their homes because its not giving them the chance to pay the morgage

Why would you keep getting a heavy discharge?

YOU MAY HAVE AN STD YOU SHOULD GET IT CHECKED OUT BECAUSE THATS WHAT HAPPEN WHEN I HAD ONE Yes you should get tested for a STD and see if you are pregnant, but discharge is a common thing. Many women always have heavy and light discharge. Some women have discharge year round

What is the meaning of 'Have you ever been bonded'?

Bonded means insured. At some time in the past have you ever been insured against the loss of a large amount of money or valuable .

Where can one get an instant loan approval from?

One can get instant loan approvals from many different companies. Some companies that offer instant loan approvals include Lend Up Loans and 36 Month Loans.

What is used to pledge real property for a loan?

A mortgage is is used to secure real estate pledged as collateral for a loan.

A mortgage is is used to secure real estate pledged as collateral for a loan.

A mortgage is is used to secure real estate pledged as collateral for a loan.

A mortgage is is used to secure real estate pledged as collateral for a loan.

Can a student loan be discharged for mental illness?

In the U.S., student loans are typically not dischargeable due to mental illness. However, borrowers with disabilities, including some mental illnesses, may be eligible for loan discharge or forgiveness through programs like Total and Permanent Disability Discharge. It's essential to contact your loan servicer or a financial counselor for specific guidance.

If a student should decide to leave school permanently for any reason how many months does the student have before he or she needs to begin repaying the District Stafford Loan?

The student would have a grace period of typically 6 months before they are required to start repaying the District Stafford Loan after leaving school permanently.

What is the Supreme court decision of Pollock v. Farmer's loan and Trust?

In the Pollock v. Farmer's Loan and Trust Co. case (1895), the U.S. Supreme Court ruled that the federal income tax imposed by the Income Tax Act of 1894 was unconstitutional because it violated the rule that direct taxes must be apportioned among the states based on population. This decision led to the passage of the 16th Amendment in 1913, which granted Congress the power to levy an income tax without apportionment among the states.

Can you sue a relative for unpaid loan?

Yes, you can sue a relative for an unpaid loan. It is advisable to consult with a legal professional to understand the process and implications of taking legal action against a family member. It is also important to consider the impact it may have on your relationship.

What law is broken when a mortgage company charges a late fee when the payment was received within the grace period?

None ! It's up to the customer to read every part of the contract they're signing. If the company has made it clear in the contract what will happen if your payment is late, then you have no recourse for complaint.

What are exceptions to collateral estoppel?

Exceptions to collateral estoppel include when the party against whom the doctrine is being invoked did not have a full and fair opportunity to litigate the issue in the previous action, or when there is new evidence that was not available in the previous action. Additionally, collateral estoppel may not apply if the issue in question is of public importance and should be reexamined for public policy reasons.

Is it legal to require a satisfaction for an unrecorded mortgage?

It depends on the laws in your specific jurisdiction. In some places, it may be legal to require a satisfaction for an unrecorded mortgage as a condition of the loan agreement, while in others it may not be enforceable. It is advisable to consult with a legal professional in your area for specific guidance on this matter.

Can you go to jail for not paying your paiday loan In Florida?

In Florida, failure to repay a payday loan is not considered a criminal offense, so you cannot be sent to jail specifically for not paying back a payday loan. However, lenders can take legal action against you in civil court to recover the debt. It is important to communicate with the lender and try to work out a repayment plan if you are struggling to make payments.