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Renters Insurance

A kind of home insurance designed to protect the holder from liability arising out of losses, damages and accidents that occur in a rented home, apartment or condo. Policies usually include replacement cost.

314 Questions

Does renters insurance cover loss of property using a moving company?

The moving company should have their own insurance if items were damaged during the moving process, if not I would get a lawyer!

Can you seek rent loss through renters insurance if tenant responsible for a fire?

Yes, if you can prove negligence on the part of the tenant that directly resulted in the fire you could seek coverage from the liability portion of the tenants policy.

Is it legal for a landlord to require you to cary renters insurance and list them as an insured interest in California?

Yes, It is legal in every state. It's in your lease contract that you would have signed when you rented the place. Pretty much all landlords around the country require insurance now or you are not considered eligible to rent the place.

What does Triple A insurance cover?

"Triple A insurance has a wide variety of products for its customers. Some of the insurance options include home, life, auto, and renters insurance. Check with an agent to find out what policies are best for you."

Does renters insurance cover hail damage to the roof of my mobile home?

No, renters insurance is coverage specific to property that belongs to the named insured.

If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.

Does renters insurance cover television damages?

If you have contents coverage on your renters policy, Not just liability for the landlord and the television was damaged by a covered peril then yes it would be covered.

What will the insurance company cover vandalism to property?

It should, beware though, each occurrence of vandalism may be subject to a separate deductible if you don't watch your adjuster.

How much is rental home insurance in California?

Renters Insurance in California is surprisingly affordable. About $15.00 per month can get you contents coverage for your personal belongings, loss of use for your additional living expenses, and liability in case of injury.

Check out the brochure on the following link for more details

Are Federal pacific breakers allowed by any insurance company?

I live in Dallas and I have found no insurer who cares if you have FB breakers. My Farmers agent was not aware of the issue at all.

What is a renter insurance adjuster?

A renter insurance adjuster is a professional who evaluates and processes claims made by policyholders of renter's insurance. Their role involves assessing the damage or loss reported by a tenant, determining the validity of the claim, and calculating the compensation owed based on the policy terms. Adjusters also communicate with both the insured and the insurance company to ensure a fair and timely resolution of claims.

Do you need windstorm insurance if you are renter?

I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages

Why do people need insurance?

So in case they get into an accident their insurance can pay for the damage.

-becuase if you dont have insurens on your house and i burns down in a fire, you have to pay for it all by yourself. if you get in a car reck or if someone totals your car, you have to pay for the dammage. with ensurance you pay a monthly fee and if something like that happens your covered.

How long does a Insurance Company have to provide a Insurance policy certified copy to the Insured after request?

They are not required to certify your copy of the policy. An Insurance declarations page (Policy Page) is already considered a legal document. I think most states will require that a copy be conveyed within 10 to 30 days depending on your state of residence.

Most companies will send a policy holders copy promptly on any request of their insured. Many companies now offer instant online policy access to insureds as well.

How much a apartment cost?

it can range from $400-22,000 dollars a month

Depends on were

Will section 8 let you rent to a relative?

The Section 8 Voucher housing program helps low income families to pay their rent. Section 8 will not allow a person to rent to any relative.

How much is renters insurance in MN?

The cost of renters insurance in Minnesota typically ranges from $15 to $30 per month, depending on factors such as coverage limits, deductible amounts, and the insurer. On average, residents can expect to pay around $20 per month. It's advisable to shop around and compare quotes from different providers to find the best coverage options for individual needs.

- Does landlord insurance cover damages to inside walls?

yes it should - renters insurance has limited to zero building coverages - it would only cover betterment and improvements made to the building by the renter. All other building losses is covered by landlord policy

What renters insurance usually covers?

your personal property, loss of use of your apartment and your personal liability. the policy has conditions - generally you need a "covered cause of loss" for coverage on your personal property - some causes of loss are fire, theft, expolsion, etc. they are listed on your policy or your agent can provide you a copy of the policy before purchase.