Renters Insurance in California is surprisingly affordable. About $15.00 per month can get you contents coverage for your personal belongings, loss of use for your additional living expenses, and liability in case of injury.
Check out the brochure on the following link for more details
Multi Peril Renters Insurance policy...Coverage for your stuff.
I live in Dallas and I have found no insurer who cares if you have FB breakers. My Farmers agent was not aware of the issue at all.
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
So in case they get into an accident their insurance can pay for the damage.
-becuase if you dont have insurens on your house and i burns down in a fire, you have to pay for it all by yourself. if you get in a car reck or if someone totals your car, you have to pay for the dammage. with ensurance you pay a monthly fee and if something like that happens your covered.
They don't "prevent" anything. They provide hot water , usually as needed.
They are not required to certify your copy of the policy. An Insurance declarations page (Policy Page) is already considered a legal document. I think most states will require that a copy be conveyed within 10 to 30 days depending on your state of residence.
Most companies will send a policy holders copy promptly on any request of their insured. Many companies now offer instant online policy access to insureds as well.
The Section 8 Voucher housing program helps low income families to pay their rent. Section 8 will not allow a person to rent to any relative.
yes it should - renters insurance has limited to zero building coverages - it would only cover betterment and improvements made to the building by the renter. All other building losses is covered by landlord policy
yes subject to your deductible
your personal property, loss of use of your apartment and your personal liability. the policy has conditions - generally you need a "covered cause of loss" for coverage on your personal property - some causes of loss are fire, theft, expolsion, etc. they are listed on your policy or your agent can provide you a copy of the policy before purchase.
Renters insurance can be purchased for an apartment or rented home or condo. Most standard policies come with contents coverage, liability coverage, and reimbursement for external living expenses in the event that your residence is significantly damaged.
Here is an informative article I found on how to find affordable renters insurance:
http://www.insuranceagents.com/free-renters-quotes.html