No, Normal and expected maintenance issues are not covered by your renters nor property owners insurance.

Maintenance issues are generally handled by the property owner, not the tenant, unless otherwise agreed to in your lease contract.

It's just like an oil change on your car. You wouldn't contact your auto insurance company about an oil change. It's just a normal part of vehicle maintenance. If you rent property that utilizes a septic tank, It's normal and expected that you have it emptied from time to time so that it does not overflow or backup.

Now if you have coverage for accidental water discharge damage on your policy. Although it will not pay to drain the septic tank, Once you have done that, your coverage will invoke if some of your covered property or belongings was accidentally damaged as result of this unintended water discharge. But first you have to fix the instigator, you have to have the septic tank drain and serviced back into working order.

In general no, vandalism of an automobile is covered by the vehicles auto insurance policy.

However you may have coverage for certain household belongings while outside the premises so check your policy or contact you agent if some of the stolen items were household items.

Yes, that's why we should always read contracts before we sign them. This has become the leasing industry norm. They almost all require this now. it's in the contract you sign when you rent the place. They just want to make sure you are financially responsible and maintain your insurance

Unless you wish to may for replacement of the trailer out of your pocket in case of an accident then yes. Talk to the rental company and purchase the collision damage waiver coverage that they provide. Your liability insurance coverage will extend to the trailer so if you back it into a parked car at a gas station your auto insurance will pay for damage to the car you hit. Your auto policy will not pay for damage to the trailer itself. The rental company will have coverage for the trailer itself but your agreement most likely will specify the deductible that you are responsible for in case of damage. They will sell you a deductible damage waiver to cover this deductible for a few dollars per day extra. It is you decision but most likely you will have no coverage for this damage on your auto policy and you cannot add the trailer to your policy because you do not own the trailer.

It depends on the level of coverage you purchased when your shopped your insurance rate. If you selected the cheapest rate available, you may have no coverage at all for this situation. Do you have a commercial policy as a professional mover for a client or were you just moving your own stuff with a rented truck?

You should contact your insurance agent or the claims department of your insurer o determine if yo have coverage. Without knowing what kind of policy you have, we can not venture to say.

It's always a good idea to pick up the Rental companies insurance, especially if we tend to buy our own auto insurance on the cheap. It not only guarantees coverage for the rental transaction, it can also keep a claim off the books of your regular auto insurance in the event of an accident so your rates don't go up.

Firstly, the home doesn't belong to you so it would not cover to fix your landlords property. Also, the reason is a maintenance issue and not a covered cause anyway.

If you have a deductable and it's worth it then file a claim, you may get it on your comprehensive for being stolen. Depends on your insurance? Call them and ask.

If your renters policy covers Sewer Backup then it will cover damage to personal property.

53 dollars a month for 20,000 coverage

If the foreign national is properly licensed for a given U.S. state then he can sell renters insurance in that state. Each U.S. state has it's own licensing requirements.

There is not one license for the whole country, you have to be licensed for each of the 50 states in which you want to sell insurance.

The moving company should have their own insurance if items were damaged during the moving process, if not I would get a lawyer!

600watts

Yes, if you can prove negligence on the part of the tenant that directly resulted in the fire you could seek coverage from the liability portion of the tenants policy.

Yes, It is legal in every state. It's in your lease contract that you would have signed when you rented the place. Pretty much all landlords around the country require insurance now or you are not considered eligible to rent the place.

"Triple A insurance has a wide variety of products for its customers. Some of the insurance options include home, life, auto, and renters insurance. Check with an agent to find out what policies are best for you."

no

No, renters insurance is coverage specific to property that belongs to the named insured.

If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.

If you have contents coverage on your renters policy, Not just liability for the landlord and the television was damaged by a covered peril then yes it would be covered.

It should, beware though, each occurrence of vandalism may be subject to a separate deductible if you don't watch your adjuster.