0
Can you drop your spouse from your health insurance once the spouse is eligible for medicare?
Wiki User
∙ 14y ago
A person can certainly choose to drop a spouse from their coverage with one exception. If the employer is paying 100% for the employee and spouse then the employee can not opt out of coverage since it costs them nothing. You may be required to show that the spouse has alternate coverage. Check with your HR department or benefits coordinator.
Wiki User
∙ 7y ago
Wiki User
∙ 14y agoIt wouldn't be a good idea, because there are deductibles, co-pays, etc. not covered by Medicare.
Add your answer:
Earn +20 pts
Does my Medicare cover your wife too?
Medicare doesn't cover spouses. Each person must have their own account and policy. This is an important consideration if the older partner decides to retire before the younger one reaches age 65. If the younger person relied on the older partner for health coverage through their employer, they'll be responsible for their own medical insurance until they also reach age 65.
Can a younger spouse of a retired person get medicare or insurance coverage?
To find out if your eligible for Medicare, you can use the Medicare Eligibility Tool at the link below: http://www.medicare.gov/MedicareEligibility/home.asp?version=default&browser=IE%7C6%7CWinXP&language=English If you're not eligible for Medicare, you can check with the different insurance companies to find out about individual coverage.
How do you get Medicare coverage for a non-working spouse voer 65 years old?
A non-working spouse can be eligible for Medicare coverage through their spouse who is qualified. To be able to file a claim for your non-working spouse, you must be Medicare eligible and at least 62 years of age.
Why can't i stay on my employers health insurance when i turn 65?
It depends where you live. Some employers do not provide insurance. In some countries if you are working after you are 65 or your spouse is working, you will be entitled for health insurance from employer. You will be eligible for Medicare even if you continue to work after you turn 65. It is important that you decide whether or not to enroll for medicare. You may not need all of Medicare benefits if you are still covered under your employer's plan. You can delay certain parts of Medicare, and get them later on when you retire, or if you lose your employer's insurance. You should make these decisions at least 3 months before your 65th birthday.
Should you enroll in Medicare if your spouse has insurance?
yes
What happens to your spouse medical ins when you move to medicare?
If/when your spouse is 65, s/he will probably qualify for Medicare as your spouse. At that time, her/his private insurance will probably insist that s/he apply for Medicare.
How do you switch to your spouse's health insurance?
If you and your spouse or partner are both eligible for employee health benefits, check out each company's health insurance options during open enrollment to see which may cost you less. But As you know very well that there are so many health insurance companies that are available. So it would be better if you first check and compare all the health insurance policies online.
How do you add spouse to health insurance?
how do you add spouse to your blue cross blue shield health insurance
What is the surviving spouse eligible for after a death?
life insurance payouts
When is medicare disability prime over a group health plan?
As long as the only reason you are covered by Medicare is because of a disability and you haven't reached the minimum age Medicare requires to become eligible naturally, then the number of members in the group health plan will determine who is primary or secondary. Group plans with fewer than 100 members are considered to be "small" businesses and Medicare would be primary. Conversely, "large" businesses (more than 100 members) will be primary over Medicare. It doesn't matter whether the group plan is provided by you or your spouse. At the time you reach Medicare's required age to naturally become eligible with them, your case will be reviewed. At that point, the group size doesn't matter. If you have other coverage provided by you or your spouse, it will always be primary over Medicare. Medicare won't become primary until both you and your spouse have retired and are no longer covered by a group health plan. Medicare supplement plans are always secondary to Medicare, but then those aren't group health plans.
Does your 65 year old spouse qualify for medicare part A if she does not have enough credits to qualify for social security but you have paid into medicare continuously since inception?
Yes - she qualifies as the spouse of an eligible wage earner.
Is my spouse eligible for reimbursement through my health care flexible spending if he is not coverd under my insurance?
Your HSA is completely separate from your health insurance. You need to call your insurance agent to check and see if you can be reimbursed for things bought or paid for in regards to your spouse. You should also check the declarations page in order to see if he is listed as a named insured.
