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If you move to Canada from the U.S. and do not make proper arrangments with the lending institution, you might be guilty of a crime. Most vehicle loan papers specifically prohibit registering the vehicle in Another Country and preventing the lending institution from having access to the vehicle in the event of non-payment. In other words, you might be able to get away with it, but if you come back in the U.S. you might be arrested for fraud or theft. Since you would be out of the country you wouldn't even be entitled to use the statute of limitations law until you have lived back in the U.S. for seven years. Why not just be responsible and pay for the debt that you incurred. You PROMISED to pay for the vehicle when you signed your name on the loan, why not do the moral thing and follow through on your commitment?

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Q: Can they repo a car when you moved to Canada and stop making payments and they find out where you live?
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