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Does Renter's Homeowner's Insurance cover window Damage caused by birds?
Wiki User
∙ 11y ago
I am a Virginia insurance agent and my answers only apply to Virginia. But, here's the short starting answer. A renters policy only covers your stuff and if you have liability for an occurrence. the bird that flew into the window, which is owned by the home/apartment owner, has nothing to do with you or your actions. So, long story short, no.
Wiki User
∙ 11y ago
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Does home owners insurance cover damage caused by a renters dog urine on carpet?
A homeowners policy is not the proper policy for property rented to others. It is only for owner occupied dwellings and will not cover damage caused by anything other than a covered cause.
What does the phrase renters insurance mean?
Renters insurance is insurance purchased by renters to protect their personal property in situations of fire, theft, water damage, or any other unforseen circumstance not covered by the landlord's policy. Renters insurance also helps protect renters against personal liability if someone is hurt, whether in the home or away from it, and damage to the rental unit caused by a covered loss.
Does homeowners insurance cover fire damage caused by a visitor?
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
What would cause a dead TV after lightning?
A power surge caused by lightning may have killed it. If you have homeowners or renters insurance, they may help replace it.
Does my homeowners insurance cover damage to my property caused by tree roots from a neighbor's tree?
Yes, but you would have to pay what your homeowners deductible.
Which insurance would one need to cover water damaged household goods?
For water damaged household goods, you would require flood insurance if the water damage was caused by flood. Otherwise, homeowners insurance or renters insurance would quite possibly work depending on whether you own or rent your home.
Will homeowners insurance cover a cracked foundation caused by an earthquake?
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
Does homeowners insurance cover damage caused by a repair man?
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
Does homeowners insurance cover damage to floors caused by an accidental spill?
No, this is considered normal wear and tear.
Does insurance cover damage caused by prior owner?
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
Does homeowners insurance cover your patio repairs cause by a storm and the cost of removal of trees that caused the damage?
Yup.
