0
Does a Kentucky employer have to have Workers Comp if he has only two employees?
Wiki User
∙ 11y ago
Add your answer:
Earn +20 pts
What does the workers comp insurance company need from the employer?
The workers comp insurance company requires the employer to insure all the employees.
Is the employer liable to pay workmans comp to employees who worked under the table?
Yes - even in the absence of a workers comp policy, the employer is responsible for a work related injury
Can an employer tell his employees if someone is out on workmans comp?
Certainly. WC claimants have no expectation of privacy. Folks injured at work get workers comp, and that's no secret.
What states require employer to have workmans comp?
All states require employers to carry Workers' Comp or remain liabile to the workers themselves. Most states have exemptions for some employers, such as those with fewer than 5 employees, or employers whose sole workforce is comprised of partners in the company. Texas is the only state in which Workers' Comp is 100% voluntary, yet again, the employer remains liable to the worker and would have to pay out of pocket for claims. Further, by not carrying Workers' Compensation, the worker is free to sue the employer - something he's not able to do if the employer carries Workers' Comp unless the employer's guilty of GROSS negligence. See the attached link, "Should I Carry Workers' Compensation?" for additional information.
Do family members in California need workers comp insurance?
Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.
I am a sub contractor do i have to pay worker's compensation?
Workers Comp varies from state to state but in general, if you are an employer you must pay for Workers Comp for your employees. Most large contractors require their subs to show evidence of Workers Comp coverage. This is because the insurance companies will charge the GC if they can't show evidence of all workers being covered under other policies. So in general, yes, sub contractors have to pay for Workers Comp.
When does an employer have to have workman's comp in Texas?
Texas is the only voluntary Comp state. But employers and general contractors remain liable for the workers' injuries (including subcontractors who lack Workers' Comp coverage) and should opt out correctly - according to the state rules, filing their decision with the state and posting the proper notice to employees & subcontractors. Employers in all states need to realize they remain liable if they don't have coverage, and that their employees and their employees' families can sue them. An alternative to Workers Comp for subcontractors (and employees who opt out of Workers' Comp) is Occupational Accident - especially if paired with Contingent Liability (contractors only - not employees), it can be cheaper than Comp and can in many ways provide even better coverage. It's not the same, though, and the Occupational Accident and Contingent Liability policies need to be compared closely.
Does your employer have to file for workmens comp after they tell you to take time off because they dont have work for you?
Workers comp is a benefit associated with workplace inuries, not with lack of work. Employers never file for WC, injured employees do.
Who pays you if you get hurt on the job in PA?
Your employer's workers comp. You have to file a claim.
Can an employer keep your vacation pay while out on workers comp?
I do not believe anyone should go on vacation when on workers comp. Workers compensations are for people with real disability cases. If you are leaving on vacation then you are able to go to work.
Does a company have to provide workman's comp for part time employees?
Depends on the state, total number of employees, etc. Even if the employer is exempt from the *requirement* to carry Comp, he remains liable to his employees. If your employer doesn't carry Comp, ask him to discuss it with his insurance agent, who can help him understand the costs of insurance versus the potential costs of being uninsured. There's a viable alternative in most states for independent contractors and those employers who are exempt from having to carry Comp: Occupational Accident coverage can be customized and often is less expensive than Comp. They aren't the same, though, and when used for independent contractors I personally feel it should always be paired with Contingent Liability. Does family workers have to have workers comp.? In Pennsylvania, yes.
If you return to work on light duty will you get a paycheck from your employer and workers comp?
No. Because the doctor has verified that are able to work, and you are receiving a normal paycheck on company time. Now a check from workers comp may overlap with your employer pay, but, once workers comp has been notified, that you are working, light duty or otherwise, those payments will stop.
