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Insurance

Parent Category: Business & Finance
Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.
That varies state to state and county to county, speeding in mostcases is a minor offense, however, how much you go over the speedlimit can make the fine more expensive and how many points go onyour driver's license. So for speeding tickets in general, there isno exact amount. If the officer that...
You may use only electroning file to report diesel, gasoline,  ethanol and propane fuel types on an original return for the  current reporting period.
You will get a warrant issued for your infraction in the state  where you committed the offense.
This cannot be answered as posed. The fact that a person who hurt  another has a perdonality disorder has nothing to do with the cost  of treatment of the person hut. The cost of treatment depends upon  the nature and extent of the injuries, the physical condition of  the injured party, that...
Section 1861(ll)(3)of the Social Security Act (the Act) defines  "audiology services" as such hearing and balance assessment  services furnished by a qualified audiologist as the audiologist is  legally authorized to perform under State law (or the State  regulatory mechanism provided by State...
You need to check with your state on that one. Start with your  local DOL office and see what they say about it. The DOL  (Department of Labor) Office is one who write the rules in each  state which governs full time and part time as well as workmans  comp. Myself I was on workmans comp for 1...
The US congress is covered under the FEHBP system - they have a  choice of over 300 health care options. So it depends on the plan  they pick. The Government pays about 70%-75% of the cost so if they  pick a Blue Cross Blue Shield family plan that costs $1,327.80/mo.,  they would only have to...
Long term disability benefits may be a benefit of employment, or provided under an individual policy purchased by the insured. In either event, the terms of the benefit will be defined in the plan or policy. These include the duration of time that the insured must be out of work, due to a disabling...
You are saying without justification, but their justification is  the ever increasing cost of medical care. This is where you need to  start your fight. Write your Legislature Representatives and voice  your complaints to them because they represent many whereas you  only represent one. You...
Workers Compensation payments for disability are based on a formula  that is determined by your physician and the WC Board. It is pretty  much set based on your level which is also set. For this reason,  you generally waste money with attorneys unless you need help with  the process. The...
No unless you specifically guarantee payment.
Medicare is for old people and medicaod is for low income people.
Depending on what state you are in you can file for title based on abandoned vehicle laws,but in West Virginia you can only re-title if your a state trooper or a auto repair business owner
It all depends on the type of business and the size. Commercial general liability and some contents ($10,000 or so) for a small office might be as low as $500 per year.However, the cost of insurance may be higher for an apartment building or commercial structure.It is recommended to obtain at least...
The short answer is... you probably won't be able to find it, ever. There is simply not enough premium collected from a short-term workers comp policy for an insurer to want to accept the potential cost of employee injury claims.   To make this more meaningful consider this... your workers...
Can you give more detail? Are you asking if you need insurance to  "register" your vehicle?
Most likely you will. You need to notify your insurance company of  the move immediately so that they can change the garaging address.  Ask your agent about whether or not your company even does business  in your new state. If you are an adult, you need your own insurance  in your name. You...
In case of some expense u might have seen advance payment is done. So as to comply with the terms of agreement or it can befor any other reason too.And this advance is shown in the asset side of balance sheet.Now,in case of insurance the same thing is happening.For example:- a ltd. F.y begins from 1...
    The company will try to sell you a list of people who are due for a refund. You will have to try to reach them and try to do their paperwork for a fee.Is this a scam?
If you are referring to premium, it depends upon many factors. Included are the insurer, the amount of coverage, the type of coverage, characteristics of the vehicle, characteristics and driving history of the insured, who else will be driving the car, how much the car will be driven, and other...
The mortgagee clause will give the lender notice of cancellation  but it will not protect the lender for actions or damages done by  the insured on the policy. All property policies specifically  exclude intentional acts by an insured.
Travelers has a rating of A or better in AM Best. The Best  ratings only rate the financial stability of an insurance company  and have nothing to do with factors like whether or not they are  competitive, easy to work with, claims service, or anything else.  They are financially sound. The best...
This depends on the situation. It feels like there may be more to  your question than what you are asking but I will assume not for  the sake of my answer. If you are taking out a new auto policy, the  agent you are dealing with has the authority to bind coverage and  therefore it can be in...
That was a Progressive Insurance commercial that was advertising  motorcycle insurance.
Firstly, you need to purchase an adequate amount of liability  coverage for your situation. You have a choice of liability limits  that you want when purchasing auto insurance. You can also purchase  an umbrella or excess liability policy that will give you coverage  over an above your auto,...
No. If you do not go to court you will be put in jail.
As a general rule, life insurance proceeds from any type of policy  are not taxable to the beneficiary. In addition, any loans from  cash value are not taxable unless the policy lapses.
More than likely you can get this type of information from your  State Insurance Department as far as the licensing part. I began by  working for a captive company where the agents were employees like  State Farm, Farm Bureau, etc. This taught me the Property and  Casualty Business, then I went...
The codes are standardized through the industry. The difference you  see is probably because the codes designate the procedure that was  done. An office visit by a Family Doctor will have a different code  than an exam done by an Emergency Room Physician. The capabilities  of the person doing...
Both of you policies will spell out this in the "Co-ordination of  Benefits" clause. Most likely the oldest plan will be primary but  some go by the birthday of the person insured under the policy. If  the retirement benefit coverage is from your spouses policy and the  current employer is in...
Yes, because it has motorbike engines, and only three wheels.
Are you familiar with how to ride a bike (as in Schwin, not  Harley)? Sorry but I couldn't help myself. I assume that your State  has not suspended your license or you wouldn't need to ask this  question. More than likely your current insurance will either go up  drastically or they may cancel...
Your right, you are responsible to leave enough distance between  you and the vehicle in front of you in order for you to be able to  stop. Good measure is one car length for every 10 mph that you are  traveling. This also applies to the person behind you. Technically  you are responsible for...
It depends on what you mean by short distance? If you mean how  far you drive back and forth to work, yes. Most companies rate  driving by how far you drive to work or school one way and have it  in catagories. Also they may consider miles per year driven.  If you mean do they offer coverage for...
I wish I knew, it's communism in action. This is strictly meant  to make as many people as possible more and more dependent on the  Government. For the past few years we have been restricted by  Federal Law from writing health insurance for a child. This has  always been a normal part of...
You can call the 800 number that is on the back of your insurance  card and speak to the customer service person on the phone. They  may make you sign a cancellation request or perhaps they can take a  recorded statement in lieu of this.
If she no longer a dependent of yours she should no longer be  entitled to the payments. They should have been paid to you anyway  for her behalf if I'm not mistaken. I'm sure a check was never sent  in the name of a minor. Make sure she does not call them pretending  to be you and change the...
It depends on if the officer will add wreckless driving to the  ticket. It will be around $200 if he doesn't.
It seems that the primary cause of the accident was that you lost  control of your vehicle and may or may not have left your lane. It  is probably your fault but I'm not sure. Whatever the police  officer wrote on the report if law and is most likely final. If you  left your lane then you are at...
Citations and fines are controlled by the local municipality that  the violation occurred in, no matter whether the ticket was issued  by State Patrol, Sheriff's Deputy, or City Police. If you were in  the City, call the Magistrate Judge in that city. If in the County  it will be Magistrate or...
Sure they are, they just might have to pay through the nose. There's a handy little van insurance website here http://www.motordirect.co.uk maybe they'll be able to answer over the phone for youAnswer 2You will have to check with individual insurance brokers. Some companies will insure you while...
You can have the insurance agent out and talk with him about whether there are some minimal repairs that will let them be comfortable with things. Or if he knows a contractor that will take payment arrangements. I would check with your local Historical Society. These buildings may have historical...
These would be separate contracts, however the total amount of  insurance is considered by all carriers as part of their  underwriting to make sure the total is consistent with their  financial guidelines.
An SR22 insurance policy is a regular insurance policy with some  additional requirements of the insurance company to notify the  State Department of Motor Vehicles and restrictions on  cancellation.  In a rental car situation, the rental car company will carry the  liability coverage and...
0116 for o2 monitoring and 0117 if for temperature
Montgomery Ward Life Insurance merged into Union Fidelity Life in  1999. The phone number you can call during working hours is  1-800-621-0393. They are located at 200 North Martingale Road  Schaumburg IL 60173-2096.
  == Answer ==   As with all such matters, you should consult a legal professional to protect you rights. Generally, YES both VEHICLES should be insured (but that requirement may vary in some states). Drivers are NOT usually insured unless they hold special vehicle licenses or have personal...
Age 64 and a half as that is the age that you will be eligible for  Medicare.
 DPPO plans means you don't need a primary care physician. You can  go to any health care professional you want without a  referral-inside or outside of your network. It give you  flexibility.   Staying inside your network means smaller copays and full coverage.  If you choose to go outside...
I need a little more information. What kind of insurance and what  kind of pre-existing condition?
It is very doubtful that the insurance company will even notice the  inspection sticker being out. It should have no impact on your  claim. The only issue is if the wreck was caused by lack of  maintenance and if the inspection would have caught this issue.  This may prove you knew about the...
You have had an accident. At this point the only law broken was the  law of physics stating that two objects cannot occupy the same  space at the same time. If you leave the scene then you have broken  a law of man and could be in trouble for this. If not you are at  fault for the accident but...
No. Medicare might provide payment for the first 20 days and part  of the next 80 days of care in a nursing home, which usually  results in a contribution by you of about $151 per day for the 80  days in central New York.
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
The amount is "Zero" that company will not accept a 16 year old driver
Everything is insurable. We can write an insurance policy on  whether or not it will rain on Monday, October 1, 2055 at a  specific address. Anything can be insured. The million dollar award  for a hole in one during a golf tournament are insurance policies.  If the odds can be calculated an...
If it was not you it is not your business. If it is not your  business you cannot find out about the situation. Privacy laws are  taken seriously and everyone privacy must be protected. Don't think  you can find out some else's financial business. 
The licenses are regulated by the state where you live and any  states where you desire to work under the license. A life insurance  sales license will have nothing to do with a license to be an  appraiser. They are probably controlled by to difference agencies  if you are talking about a...
Depends on the type & amount of insurance you are applying for.
What you wrote here is not a question. I don't know what you are  wanting to know about a ticket. The ticket will show up on your  Virginia drivers license even though you received it in another  state. As far as the status of your license that will depend on  your home state.
Prices for fines are control by the individual jurisdiction in  which the violation occurred. You will need to call the City or  County listed on the ticket itself to find out what the fine is for  the violation for which your were cited.
They will pay for a rental car for the normal time of repair for  what was being fixed on your vehicle. If your vehicle was not  drivable they will also pay for the time that the vehicle was out  of service. This does not mean that they are responsible for a  rental car just because you didn't...
I'm trying to hunt down some info on : Home Beneficial Ins that my father had 13 yrs ago here in Paris, Tn and his agent wouldn't let him cash it in and now he want to find out what happened to the Company.
This is why you want to have uninsured motorists coverage on your  policy. UM will act the same as if the other party had coverage  with the exception of a small deductible for property damage. In  some states your physical damage may also take care of the vehicle  though then it will count...
As long as the policy you have covers the condition or medicalservices you are receiving, yes it will cover these expenses. Youbest bet is to call your insurance company before hand and clearthe expenses with them first then they can answer this for you andtell you of any stipulations such as...
Leaving the scene of an accident can be a major issue. In Georgia,  fines and such are handled by the individual jurisdiction where the  violation occurred. Fines are different depending on the Magistrate  or Probate Court that is handling the matter.
This is a common sense question. They will tell you just about  anything that you need to know. They are not going to answer stupid  questions like what is the most you ever paid for a situation. Most  adjusters want to pay you whatever is necessary to put you back  where you were before the...
This question is hard to answer. I guess the only things I can  think of that the adjuster will not tell you are the things that  he/she cannot legally tell you such as the policyholders personal  information, like their social security number, and other personal  information protected by...
Of course they can. If I was you I would go ahead and report  this matter to the adjuster that you dealt with to see if it was  incorrect or not. All claims will be audited by the insurance  company and the claims department. Any mistake will be found out so  you should be truthful. I know with...
No. And you can't use regular vehicle insurance to race  with. 
Caveat emptor is the practice of a person buying a good being  responsible for informing himself of the use and quality of said  good. Beware of what you buy, is its meaning.   With insurance, it commonly refers to being careful of choosing an  insurance that covers all instances you want to...
As long as you are listed as a driver on the policy and an accident  occurs in a covered vehicle, then yes you will be covered under the  terms and conditions of the policy just as any other driver on the  policy.
I've never heard of this in my 30 years in the insurance business.  It doesn't sound like a real insurance product.
On a homeowners insurance policy you will have coverage based on  the policy. You may be trying to fit a square peg into a round  hole. If you purchase a replacement cost policy then yes you will  be required to carry the amount necessary to replace your home or  you will be penalized on any...
Of course not. You should legally move over to the turning lane,  signal and make your turn, always knowing that any other vehicle  occupying the lane has the right of way. You can never legally cut  across lanes.
Not necessarily. Book value is the basis of the item less  accumulated depreciation. Book value is rarely the actual cash  value of an item, any item. Book value has to do with accounting  and taxes, not sales price or actual cash value.
Only in a situation where you have nothing of value inside the  house or at least nothing you care about. This occurs in rental  situations where the owner of the property is renting the home only  and it has no contents in it that belong to the property owner. I  almost never suggest this...
Not until the estate has gone through Probate. If an Executor or  Administrator has been assigned by will or by Court then they have  responsibility to secure property belonging to the estate until it  is settled. If a loss occurs, they could be personally liable to  the heirs of the estate.
Acids- number of hydrogen ions increases when dissolved in water. Bases- number of hydroxide ions increases when dissolved in water I had the same question, but I had it for homework (:
This is going to depend on what kind of athletes you are talking  about. High School athletes are usually offered an insurance  program that is very inexpensive, and so are players in programs  such as Little League. Don't assume the school will pay for  everything for you.
     In my experience, the answer is No.  At least in Canada, the insured needs to be subjected to a blood test and a bunch of screening questions.     Even if you aren't to be listed as the beneficiary, it is still required that the spouse go through the proper health...
Sure if you had been treated or had symptoms of arthritis before  taking out whatever you are talking about then it would be a  pre-existing condition. Anything that existed before is a  pre-existing condition.
This document would be available from the RV rental company that  you are dealing with as each company probably has theirs slightly  altered for their company.
This one is not free but it's as close as you will get. It's called the Jefferson dental clinic and here's some info. Address: 1250 Garth RdBaytown, TX 77520(832) 572-5820Service: "If you don't have insurance, don't worry. Our Sonrisa Discount Plan is here to rescue you!We believe in giving everyone...
This depends on what you mean by mortgage insurance. If you are  talking about products like PMI (Premium Mortgage Insurance) look  on your escrow billing and it will be listed. If you are talking  about a life insurance policy that would be either through credit  life with your mortgage company...