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Insurance

Parent Category: Business & Finance
Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.
That varies state to state and county to county, speeding in mostcases is a minor offense, however, how much you go over the speedlimit can make the fine more expensive and how many points go onyour driver's license. So for speeding tickets in general, there isno exact amount. If the officer that...
You may use only electroning file to report diesel, gasoline,ethanol and propane fuel types on an original return for thecurrent reporting period.
You will get a warrant issued for your infraction in the statewhere you committed the offense.
This cannot be answered as posed. The fact that a person who hurtanother has a perdonality disorder has nothing to do with the costof treatment of the person hut. The cost of treatment depends uponthe nature and extent of the injuries, the physical condition ofthe injured party, that which has to be...
Generally a renter does not pay for home repairs unless he causedthe damage.
Section 1861(ll)(3)of the Social Security Act (the Act) defines"audiology services" as such hearing and balance assessmentservices furnished by a qualified audiologist as the audiologist islegally authorized to perform under State law (or the Stateregulatory mechanism provided by State law), as...
You need to check with your state on that one. Start with yourlocal DOL office and see what they say about it. The DOL(Department of Labor) Office is one who write the rules in eachstate which governs full time and part time as well as workmanscomp. Myself I was on workmans comp for 1 hour 2x a week...
The US congress is covered under the FEHBP system - they have achoice of over 300 health care options. So it depends on the planthey pick. The Government pays about 70%-75% of the cost so if theypick a Blue Cross Blue Shield family plan that costs $1,327.80/mo.,they would only have to cover $430.04...
Long term disability benefits may be a benefit of employment, or provided under an individual policy purchased by the insured. In either event, the terms of the benefit will be defined in the plan or policy. These include the duration of time that the insured must be out of work, due to a disabling...
You are saying without justification, but their justification isthe ever increasing cost of medical care. This is where you need tostart your fight. Write your Legislature Representatives and voiceyour complaints to them because they represent many whereas youonly represent one. You voice can be...
Usually the bank needs a writen paper with your signature for proof that you were allowing him to cash your check. Your husband was doing something against the law, watch out, he pay get into trouble when the bank, state, and government go through all the papers and such each year.
Workers Compensation payments for disability are based on a formulathat is determined by your physician and the WC Board. It is prettymuch set based on your level which is also set. For this reason,you generally waste money with attorneys unless you need help withthe process. The attorney can assist...
No unless you specifically guarantee payment.
Medicare is for old people and medicaod is for low income people.
Depending on what state you are in you can file for title based on abandoned vehicle laws,but in West Virginia you can only re-title if your a state trooper or a auto repair business owner
It depends on your specific policy. In order to find out if your policy covers an injury caused by a guest, please contact the company that your policy is with.
It all depends on the type of business and the size. Commercial general liability and some contents ($10,000 or so) for a small office might be as low as $500 per year. However, the cost of insurance may be higher for an apartment building or commercial structure. It is recommended to obtain at...
The short answer is... you probably won't be able to find it, ever. There is simply not enough premium collected from a short-term workers comp policy for an insurer to want to accept the potential cost of employee injury claims.To make this more meaningful consider this... your workers compensation...
Can you give more detail? Are you asking if you need insurance to"register" your vehicle?
Most likely you will. You need to notify your insurance company ofthe move immediately so that they can change the garaging address.Ask your agent about whether or not your company even does businessin your new state. If you are an adult, you need your own insurancein your name. You vehicles should...
In case of some expense u might have seen advance payment is done. So as to comply with the terms of agreement or it can be for any other reason too. And this advance is shown in the asset side of balance sheet. Now,in case of insurance the same thing is happening. For example:-...
\n . \nThe company will try to sell you a list of people who are due for a refund. You will have to try to reach them and try to do their paperwork for a fee. Is this a scam?
If you are referring to premium, it depends upon many factors. Included are the insurer, the amount of coverage, the type of coverage, characteristics of the vehicle, characteristics and driving history of the insured, who else will be driving the car, how much the car will be driven, and other...
The mortgagee clause will give the lender notice of cancellationbut it will not protect the lender for actions or damages done bythe insured on the policy. All property policies specificallyexclude intentional acts by an insured.
Travelers has a rating of A or better in AM Best. The Bestratings only rate the financial stability of an insurance companyand have nothing to do with factors like whether or not they arecompetitive, easy to work with, claims service, or anything else.They are financially sound. The best rated...
This depends on the situation. It feels like there may be more toyour question than what you are asking but I will assume not forthe sake of my answer. If you are taking out a new auto policy, theagent you are dealing with has the authority to bind coverage andtherefore it can be in force when you...
That was a Progressive Insurance commercial that was advertisingmotorcycle insurance.
Firstly, you need to purchase an adequate amount of liabilitycoverage for your situation. You have a choice of liability limitsthat you want when purchasing auto insurance. You can also purchasean umbrella or excess liability policy that will give you coverageover an above your auto, home, boat, etc...
No. If you do not go to court you will be put in jail.
As a general rule, life insurance proceeds from any type of policyare not taxable to the beneficiary. In addition, any loans fromcash value are not taxable unless the policy lapses.
More than likely you can get this type of information from yourState Insurance Department as far as the licensing part. I began byworking for a captive company where the agents were employees likeState Farm, Farm Bureau, etc. This taught me the Property andCasualty Business, then I went to work for...
The codes are standardized through the industry. The difference yousee is probably because the codes designate the procedure that wasdone. An office visit by a Family Doctor will have a different codethan an exam done by an Emergency Room Physician. The capabilitiesof the person doing the procedure...
Both of you policies will spell out this in the "Co-ordination ofBenefits" clause. Most likely the oldest plan will be primary butsome go by the birthday of the person insured under the policy. Ifthe retirement benefit coverage is from your spouses policy and thecurrent employer is in your name the...
Yes, because it has motorbike engines, and only three wheels.
Are you familiar with how to ride a bike (as in Schwin, notHarley)? Sorry but I couldn't help myself. I assume that your Statehas not suspended your license or you wouldn't need to ask thisquestion. More than likely your current insurance will either go updrastically or they may cancel your...
Your right, you are responsible to leave enough distance betweenyou and the vehicle in front of you in order for you to be able tostop. Good measure is one car length for every 10 mph that you aretraveling. This also applies to the person behind you. Technicallyyou are responsible for the damage to...
It depends on what you mean by short distance? If you mean howfar you drive back and forth to work, yes. Most companies ratedriving by how far you drive to work or school one way and have itin catagories. Also they may consider miles per year driven. . If you mean do they offer coverage for a short...
I wish I knew, it's communism in action. This is strictly meantto make as many people as possible more and more dependent on theGovernment. For the past few years we have been restricted byFederal Law from writing health insurance for a child. This hasalways been a normal part of business, to write...
You can call the 800 number that is on the back of your insurancecard and speak to the customer service person on the phone. Theymay make you sign a cancellation request or perhaps they can take arecorded statement in lieu of this.
If she no longer a dependent of yours she should no longer beentitled to the payments. They should have been paid to you anywayfor her behalf if I'm not mistaken. I'm sure a check was never sentin the name of a minor. Make sure she does not call them pretendingto be you and change the direct deposit...
If you are receiving benefits from Social Security DisabilityInsurance (SSDI), child support can be taken from your SSDIpayments. However, if you are receving Supplemental SecurityIncome, that cannot be seized for child support.
It depends on if the officer will add wreckless driving to theticket. It will be around $200 if he doesn't.
It seems that the primary cause of the accident was that you lostcontrol of your vehicle and may or may not have left your lane. Itis probably your fault but I'm not sure. Whatever the policeofficer wrote on the report if law and is most likely final. If youleft your lane then you are at fault. If...
Citations and fines are controlled by the local municipality thatthe violation occurred in, no matter whether the ticket was issuedby State Patrol, Sheriff's Deputy, or City Police. If you were inthe City, call the Magistrate Judge in that city. If in the Countyit will be Magistrate or Probate in...
Sure they are, they just might have to pay through the nose. There's a handy little van insurance website here http://www.motordirect.co.uk maybe they'll be able to answer over the phone for you Answer 2 You will have to check with individual insurance brokers. Some companies will insure you...
You can have the insurance agent out and talk with him about whether there are some minimal repairs that will let them be comfortable with things. Or if he knows a contractor that will take payment arrangements. I would check with your local Historical Society. These buildings may have historical...
These would be separate contracts, however the total amount ofinsurance is considered by all carriers as part of theirunderwriting to make sure the total is consistent with theirfinancial guidelines.
An SR22 insurance policy is a regular insurance policy with someadditional requirements of the insurance company to notify theState Department of Motor Vehicles and restrictions oncancellation. . In a rental car situation, the rental car company will carry theliability coverage and physical damage...
0116 for o2 monitoring and 0117 if for temperature
Montgomery Ward Life Insurance merged into Union Fidelity Life in1999. The phone number you can call during working hours is1-800-621-0393. They are located at 200 North Martingale RoadSchaumburg IL 60173-2096.
Answer . As with all such matters, you should consult a legal professional to protect you rights. Generally, YES both VEHICLES should be insured (but that requirement may vary in some states). Drivers are NOT usually insured unless they hold special vehicle licenses or have personal umbrella...
Age 64 and a half as that is the age that you will be eligible forMedicare.
DPPO plans means you don't need a primary care physician. You cango to any health care professional you want without areferral-inside or outside of your network. It give youflexibility. Staying inside your network means smaller copays and full coverage.If you choose to go outside your network,...
I need a little more information. What kind of insurance and whatkind of pre-existing condition?
It is very doubtful that the insurance company will even notice theinspection sticker being out. It should have no impact on yourclaim. The only issue is if the wreck was caused by lack ofmaintenance and if the inspection would have caught this issue.This may prove you knew about the issue and did...
You have had an accident. At this point the only law broken was thelaw of physics stating that two objects cannot occupy the samespace at the same time. If you leave the scene then you have brokena law of man and could be in trouble for this. If not you are atfault for the accident but that's all.
No. Medicare might provide payment for the first 20 days and partof the next 80 days of care in a nursing home, which usuallyresults in a contribution by you of about $151 per day for the 80days in central New York.
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
The amount is "Zero" that company will not accept a 16 year old driver
Everything is insurable. We can write an insurance policy onwhether or not it will rain on Monday, October 1, 2055 at aspecific address. Anything can be insured. The million dollar awardfor a hole in one during a golf tournament are insurance policies.If the odds can be calculated an insurance...
If it was not you it is not your business. If it is not yourbusiness you cannot find out about the situation. Privacy laws aretaken seriously and everyone privacy must be protected. Don't thinkyou can find out some else's financial business.
Yes. Many states have laws that require a witness to an accident (which you would be) to also stop.
The licenses are regulated by the state where you live and anystates where you desire to work under the license. A life insurancesales license will have nothing to do with a license to be anappraiser. They are probably controlled by to difference agenciesif you are talking about a property appraiser...
Each could be ticketed. The driver for no insurance, and the owner for allowing unlawful operation. In the UK both are equally responsible for 'using a motor vehicle on a road without insurance' and both will be prosecuted.
Depends on the type & amount of insurance you are applying for.
What you wrote here is not a question. I don't know what you arewanting to know about a ticket. The ticket will show up on yourVirginia drivers license even though you received it in anotherstate. As far as the status of your license that will depend onyour home state.
Prices for fines are control by the individual jurisdiction inwhich the violation occurred. You will need to call the City orCounty listed on the ticket itself to find out what the fine is forthe violation for which your were cited.
They will pay for a rental car for the normal time of repair forwhat was being fixed on your vehicle. If your vehicle was notdrivable they will also pay for the time that the vehicle was outof service. This does not mean that they are responsible for arental car just because you didn't want to drive...
I'm trying to hunt down some info on : Home Beneficial Ins that my father had 13 yrs ago here in Paris, Tn and his agent wouldn't let him cash it in and now he want to find out what happened to the Company.
This is why you want to have uninsured motorists coverage on yourpolicy. UM will act the same as if the other party had coveragewith the exception of a small deductible for property damage. Insome states your physical damage may also take care of the vehiclethough then it will count against you on...
As long as the policy you have covers the condition or medicalservices you are receiving, yes it will cover these expenses. Youbest bet is to call your insurance company before hand and clearthe expenses with them first then they can answer this for you andtell you of any stipulations such as...
Leaving the scene of an accident can be a major issue. In Georgia,fines and such are handled by the individual jurisdiction where theviolation occurred. Fines are different depending on the Magistrateor Probate Court that is handling the matter.
This is a common sense question. They will tell you just aboutanything that you need to know. They are not going to answer stupidquestions like what is the most you ever paid for a situation. Mostadjusters want to pay you whatever is necessary to put you backwhere you were before the accident as...
This question is hard to answer. I guess the only things I canthink of that the adjuster will not tell you are the things thathe/she cannot legally tell you such as the policyholders personalinformation, like their social security number, and other personalinformation protected by privacy laws....
Of course they can. If I was you I would go ahead and reportthis matter to the adjuster that you dealt with to see if it wasincorrect or not. All claims will be audited by the insurancecompany and the claims department. Any mistake will be found out soyou should be truthful. I know with the IRS if...
Driving on a suspended drivers license in tennessee, will give you a free trip to jail. you will have to make bond and appear in general sessions court.
No. And you can't use regular vehicle insurance to racewith.
Caveat emptor is the practice of a person buying a good beingresponsible for informing himself of the use and quality of saidgood. Beware of what you buy, is its meaning. With insurance, it commonly refers to being careful of choosing aninsurance that covers all instances you want to be insured for,...
I've never heard of this in my 30 years in the insurance business.It doesn't sound like a real insurance product.
On a homeowners insurance policy you will have coverage based onthe policy. You may be trying to fit a square peg into a roundhole. If you purchase a replacement cost policy then yes you willbe required to carry the amount necessary to replace your home oryou will be penalized on any claims that...
Of course not. You should legally move over to the turning lane,signal and make your turn, always knowing that any other vehicleoccupying the lane has the right of way. You can never legally cutacross lanes.
Not necessarily. Book value is the basis of the item lessaccumulated depreciation. Book value is rarely the actual cashvalue of an item, any item. Book value has to do with accountingand taxes, not sales price or actual cash value.
One needs to call a locksmith, to remove a lock core requires a core key. Actually, a locksmith would only be required if the control key for the core is missing... Interchangeable and removable cores are always combinated or "keyed" outside of the lockable hardware. The control key is...
Only in a situation where you have nothing of value inside thehouse or at least nothing you care about. This occurs in rentalsituations where the owner of the property is renting the home onlyand it has no contents in it that belong to the property owner. Ialmost never suggest this because there is...