In the U.S., student loans are typically not dischargeable due to mental illness. However, borrowers with disabilities, including some mental illnesses, may be eligible for loan discharge or forgiveness through programs like Total and Permanent Disability Discharge. It's essential to contact your loan servicer or a financial counselor for specific guidance.

Pricing items with 99 cents is a psychological pricing strategy known as charm pricing. It gives the perception that the item is cheaper than it actually is, making it more appealing to consumers. This strategy has been shown to increase sales by creating the illusion of a better deal.

An anti-terrorist clearance certificate is a document that certifies that an individual or organization has undergone a security screening process to ensure they do not have ties to terrorist activities. These certificates are often required for certain types of employment, travel, or business activities that involve international security concerns.

The answer to this question is strictly dependent on ones definition of smart, and rich. The two do not always work hand in hand. How are you thinking of rich? Rich by having money, rich in spirit, rich in character, rich in peace of mind etc. How are you thinking of smart? Smart meaning intelligence, or smart meaning having wisdom. So, you can see that there is more to the question once you take a critical look at it.

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Because the world as we live in today has no need for smart people. The people worship fools like Bush and Paris Hilton. They can both be titled ''morons''.

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The most important reason is, for being Rich, you need to want to be Rich. Like, somebody wants to be famous or patriot or entrepreneur or anything. There are many doctors who treats patients for free. So, he might be smart but won't be rich. Yet, somebody might not be that smart, lot less smart but because he wants to be rich, he becomes rich. To be anything, the most important thing is, willing to be that at any cost.

No, you cannot be sent to jail in Houston, Texas for not paying a payday loan. Failure to repay a payday loan is a civil, not a criminal, offense. However, creditors can take legal actions to collect the debt, such as filing a lawsuit or garnishing wages.

In the 1970s, the working class faced economic challenges due to high inflation and unemployment rates. Many blue-collar jobs were being lost to automation and outsourcing, leading to concerns about job security and stagnant wages. Housing affordability was also a major issue, with rising costs and limited availability of affordable housing.

The principal is the initial amount borrowed in a loan. Interest is the cost charged by the lender for borrowing that principal amount. The total repayment amount on a loan typically includes both the principal and the interest.

No, you cannot go to jail in South Carolina for defaulting on a payday loan. Debtors' prisons are illegal in the United States, and failing to repay a payday loan is a civil matter, not a criminal offense. However, the lender can take legal action to collect the debt through a civil court.

To find your mortgage survey, you can request a copy from your mortgage lender or contact the surveyor who conducted the survey. You can also check with your county or local land records office as they may have a copy on file.

In Minnesota, a payday loan is a civil matter, not a criminal one. You cannot be arrested for failing to pay it back. However, the lender may pursue legal action to collect the debt through civil court.

No. The richest person in the world has about $53.5 Billion.

But the Smithsonian Institute has way over 1 trillion Dollars. It has over 100 million artifacts which some are worth a few million to a few billion dollars each. The hope diamond alone is worth about 300 million dollars.

Banks generally wish the client to be 18, though with a co-signer they might.

Credit card companies often give credit cards - with or without a co-signer - to anyone of any age, and at times house pets. They technically require a given age, but somehow reports of accidents keep being reported with regularity.

Pawn shops are generally more strict than banks or card companies. But while it varies by state, many will allow 16 to 18 year olds to pawn property.

Family and friends have no laws on who they can loan to.

As always, consult with an attorney in your local area for an answer more specific to your situation.

The average cost of a student loan per month can vary greatly depending on the amount borrowed, interest rate, and repayment term. On average, monthly student loan payments can range from $200 to $300 for federal loans, while private loans may have higher monthly payments. It's important to check with your loan servicer for specific details about your loan payments.

The Fair Housing Act of 1968 outlawed redlining, a discriminatory practice of refusing mortgages or insurance based on location. This law aimed to make it illegal to deny housing opportunities to individuals based on race, color, religion, sex, or national origin.

How money people in the UK earn over 100000? for my idea,everything depending on the real situation of some country in the world such as at UK. About the economic of UK is growth, politic of UK is good................so all points is take good opportunity to all people in UK can get money by their occupation.

No, you cannot go to jail for owing payday loans in Colorado or any other state. However, the lender may pursue collections through legal means. Moving to Texas does not eliminate your debt obligation, but the lender must follow Texas laws regarding debt collection.

Yes, reverse mortgages are typically only available to seniors aged 62 or older. This type of loan allows older homeowners to convert part of their home equity into cash and does not require monthly payments.

Yes, a guardian for a senior can take out a reverse mortgage loan on behalf of the senior if they have legal authority to act on their behalf. The decision should be made in the best interest of the senior and with consideration for their financial well-being. It's important to consult with legal and financial professionals before proceeding.

The monthly expenses for a retired couple aged seventy-five will vary depending on location, lifestyle, and health needs. A general estimate could be around $3,000 to $5,000 per month to cover essential costs such as housing, utilities, food, transportation, and healthcare. It's important for the couple to create a detailed budget based on their specific circumstances to accurately plan for their retirement.

In general, student loans are not automatically forgiven at age 65. However, there are some loan forgiveness programs, such as the Public Service Loan Forgiveness program, that may forgive remaining loan balances after a certain number of qualifying payments. It's important to research and understand the specific requirements of any forgiveness program you may be eligible for.

A district credit plan is a strategy developed by a local governing body or district to manage its financial resources. It outlines how the district will borrow money, repay debt, and budget for projects or expenses while maintaining fiscal responsibility. This plan helps ensure that the district's financial decisions are sound and sustainable.

John Adams refused to pay the bribe and loan, viewing it as an attempt at bribery by the French agents. He reported the incident to Congress, leading to the XYZ Affair and escalating tensions between the United States and France.

When a homeowner with a reverse mortgage passes away, the loan typically becomes due. The heirs or estate of the deceased have the option to repay the loan and keep the property, sell the property to pay off the loan, or walk away from the property if the loan balance is greater than the home's value. It's important to contact the loan servicer to discuss the next steps and potential options.

Yes - unfortunately when you cosign a loan - you cosigned a loan and if the owner defaults you are still responsible no matter how old you are. You could check with the lenders but wait until they contact you.