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The best way that I have found to do this is to send every letter registered mail so that they have to sign for the letter. This way you have proof that they have received it. The collector has to investigate the dispute within 30 days of receiving your letter, if not they are in violation of the fair debt collection practices act and you can sue them. If they fail to respond, send a letter directly to the credit reporting agency (i.e. Trans Union, Experian, and Equifax) along with copies of the proof that they received your dispute letters. They should directly remove the item from your credit report.
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What is the address for the Experian Dispute Dept so you can mail them a copy of a dispute you have with another company?
Experian P.O. Box 2002 Allen, Texas 75013
What is experian dispute address?
The mailing address to start a dispute claim on a credit report with Experian is: PO Box 4500 Allen, TX 75013.
Can a debt collector call your place of employment 15 times a day?
Can a debt collector call a place of employment and demand to speak with the debtor?
How do you get in touch with a debt collector?
Call or email
Considering effective communication techniques how wouldyou respond to mrs green?
How to respond to Mrs. Green will depend on the situation you in.
How long does a collector have to respond to your dispute before the collection has to be taken off your report?
Generally speaking a creditor has 30 to respond. But do not expect the item to be taken off your credit report. If you have filed a dispute the item wll say that you owe the money but you have disputed it. Even after its paid it can stay on your report for up to 7 years. ^^^^ Actually, that is completely incorrect. They do have 30 to respond, however, if they have not complied to your dispute within 30 days of receiving, FRCA by law has to removed this from your report. If you don't dispute it, the it will remain on your report for up to 7 years.
Can you call an old credit collector and ask them to remove a Derogatory mark from your credit report?
yes- better to dispute it via the credit bureau companies however as if the creditor refuses to respond within a certain time frame it will have to be removed
If your original creditor was removed from your credit report can you dispute the collection agencies still showing the debt and have them removed also?
No, the original crditor was removed because the account was sold to a third party collector. The entry will remain on the report for the required 7 years from the DLA. You can dispute the collection agency entries as well. Often times if you have paid the debt, the collection agency will no longer keep records, thus be unable to prove the debt when you dispute it. They more than likely won't even respond, as they got their money and don't care anymore.
Can you dispute FMCC on your credit report if you were the cosigner on your son's repo'ed car and you included this in Ch 13 but they did not respond therefore they were not paid?
No a dispute can not be made. Technically all co signers are responsible for the financial reimbursement and services.
How can you dispute something on your report even when it's legit?
You can always dispute anything on your credit report. You will start by contacting the 3 credit bureaus: Equifax (800) 685-1111, Trans Union (800) 888-4213, and Experian (888) 397-3742 They can walk you through the process. They key is that anything you dispute will be brought to the attention of the company that reported it, and they have 30 days to respond to your claim. If they do not respond... there is a law whereby THEY HAVE TO TAKE IT OFF YOUR CREDIT!!! Good Luck!!
What is the best way to deal with credit reporting agencies when they respond as if your dispute is not legitimate?
In order to answer this question, it is first important to understand how credit agencies work. They have about 10,000 disputes a day and about 1 out of every five gets sent back as being frivolous. What you do is just sent the dispute back in again. It is very rare for the credit agencies to reject the same dispute 2 times in a row
Is it legal for a debt collector to refuse to respond to me and if so can they report my debt and lower my credit score if they won't disclose my debt information.?
No, a debt collector must legally tell you what kind of debt you owe and how much debt you owe. You can consult an attorney for more details.
What legal action can loan companies take?
Are completely within the rights to do what seems to be doing. When you get a call, you can respond or just let it go (not only that if you do not dispute the call). There will be notified of the date of the court.
How do you write a dispute regarding an incorrect invoice?
you have to state exactly what you are disputing as soon as possible, whether that may be faulty goods or incorrect pricing etc in order that the company may respond
How do you use the word dispute in a sentence?
The dispute was resolved by the police.We will dispute the court's decision.I had a huge dispute with my boss today.No resolution could be reached for the dispute.
How many pages does The Collector Collector have?
The Collector Collector by Tibor Fischer has 272 pages in the Penguin edition.
When was The Collector Collector created?
The Collector Collector was created on 1997-03-17.
