What would you like to do?
It is still easily insurable.
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I am assuming you are talking about the 'check engine' or 'service engine' light, right? Well, they can cut the light out by clearing your car's computer memory, but it came …on for a reason in the first place. So, if they didn't fix the problem, guess what? You will get the light on again. I think they know this too. I would say the dealer would have to be pretty brave to NOT fix whatever the problem was. By retrieiving the trouble code on your vehicle's on board computer, they can easily go right to the system on your vehicle that is experiencing a problem. It's not like it is that hard to trouble shoot a vehicle with an on board computer since they have specially trained mechanics for your particular vehicle make. I would say you could trust their work if the light didn't come on after driving away and they could give you a detailed description of what the problem was. But as a consumer, remember you do have the right to ask and if they say they are going to or did replace a part, make sure you let them know you are going to want to see the old part or have them point out the new part to you when you pick up your vehicle.
Yes. Here's what will happen: The insurance company will still total your car, but since you own the vehicle, you have the option of retaining the salvage. You can then take …the settlement money and repair your car with it. If you have a lien on the car, however, the carrier might send some or all of the total loss payment to your lienholder. Of course, if you car is a total loss, it's unlikely that the settlement amount will cover all of the repairs. That's why it's considered a total loss. In every state, once a vehicle's repairs reach a certain percentage of the vehicle's actual-cash-value, it's considered a total loss. The actual-cash-value is all an insurance carrier would owe you. Your best bet? Review the insurance company's total loss offer very carefully. Make sure their valuation of your vehicle considers all the options, the correct mileage, and any refurbishments (new engine, transmission, etc.) that you've had done in the past year or so. Don't count on getting the retail book value for your car. That value is based on the exaggerated price a dealer sticks on a vehicle, and as we all know, only a very misinformed person would walk onto a dealer lot and pay full price for a vehicle (specialty vehicles notwithstanding). Also, once a vehicle is a total loss, your own carrier will likely remove the full coverage on it. You'd have to have it repaired and inspected -- sometimes by the state -- to have it considered roadworthy again and to have your own carrier put the full coverage back on. And, depending on the valuation service that the other carrier uses to determine the value of your car, it's likely your car will always be considered a total loss because it's marked as a total loss. This can affect is value if, say, you have another accident in the future and total the vehicle again (because, let's face it, would you pay the same amount for a vehicle that had been deemed a total loss in the past?). Your state might even require you to obtain a salvage title on your car, which is no fun when you're trying to sell it. My recommendation: Review the carrier's total loss offer as I mentioned, and go get a new car. You'll be glad you did.
If the dealer says a new car had light body damage and was repaired can they still charge sticker price?
They can charge whatever they want.
Answer It depends on how badly. Some body shops have equipment for straightening bent frames. If the metal has actually buckled, the repair might involved c…utting it out and welding in a new piece. That procedure would be a job for a real expert, if the result is to be safe. The cost of frame repair may be prohibitive in some cases. And your state's laws may require a salvage title on the result. Answer Your regular backyard mechanic will unlikely have the dimension specifications information for a vehicle's frame. Specialized equipment is required to carefully pull a bent frame back into manufacturer's specifications. A backyard mechanic might cause more damage to the frame and weaken it if it is not done properly.
Will an auto insurance company repair a car that has had an electrical fire even if there is no physical damage to the body of the car?
Answer yes. it is a covered loss Payable under comprehensive or "other than collison"
Answer It depends on the type and severity of damage. If the disk itself is physically damaged, the chances of repairing it are small, but a professional service… may be able to retrieve some of the data from it.
If you buy auto insurance when your car is already damaged and needs fixed will they pay to repair it?
Answer Again, insurance fraud is a felony crime. * No. When a claim is made the owner of the vehicle is required to present the… vehicle for an inspection by the insurance claims investigator. The owner will also be required to fill out a report concerning all relevant facts to the accident (time, place, other vehicle involved, etc.) Claims adjusters/investigators are very well trained in what to look for especially when the issue may be one of a fraudulent nature. However, it is not unlikely the person would be charged with a criminal offense, unless the insurance provider paid the claim (not likely) and it was later proven the insured intended to defraud the provider. Answer Still fraud, still a felony. * No, insurance coverage/reimbursement whether vehicle or other property is not retroactive. Answer That's fraud and it's very easy to detect, so unless you want to be arrested and prosecuted, I wouldn't try it.
Your car was hit by a stolen vehicle and damaged your insurance can't help so you went to the persons who car it was insurance and they said you may have to pay for the damages ourself how can repair?
Answer I've been an insurance adjuster for 20+ years so please let me see if I can help. The other insurance company won't pay for your damages becaus…e insurance policies do not cover people who don't have permission to use the vehicle. If you do not have collision coverage on your own policy then you have three options. 1. Pay for the repairs yourself. 2. Sue the thief and get a judgment against them. However, be aware that getting the judgment is not a guarantee of payment. The court will not be able to help you collect your money. 3. I recommend this......Get in contact with the police to see if charges are going to be filed against the thief. Ask them who to contact about having your car damages included in any restitution the court orders the thief to pay. This can take a long time but it has the best odds of getting your money back. Good Luck
If you crashed your friend's car - can you get your insurance to cover the damage and is it ethical to say you caused the damage with your car in order to get your insurance to pay rather than his?
Answer no your insurance will not cover you his will even if you were driving as long as you are licensed and he has full coverage not only is the latter unethic…al it is illegal its called insurance fraud and carries heavy fines and maybe even jailtime
What do you do if there is money left over after you pay the body shop for repairing your car after an insurance claim?
You get to keep the money you have left over after paying the body shop. It is considered part of your insurance settlement.
Yes other wise he trying to cheapskate some one out of some money now if he didnt notice it, it another story and before you buy any car you should look it over drive it check… out every part the eye can see and take a little mirror so you can see the places that are covered to the naked eye and get a car fax on the car if possible if not try to see if the car has ever been wrecked and rebuilt .
Depending on the type of damage you have different options. If the damage is to the body or paintwork of the car then you can take the to a "Body Shop" or sometimes …called a "Panel Beater." They will repair dents, replace parts that are too badly damaged with new body parts and re paint the car. If the damage is to a electric component (e.g. computer, radio, lights), mechanical component (e.g. engine, axles, exhaust) then you have to take the car to either a mechanic or a dealer's garage. You should choose a mechanic that is familiar with your make of vehicle, especially if it is old or unique. If the damage is to the interior then you could try either the mechanic or the body shop as they both can work on those issues. If the damage is to the glass only, then there are specialist glass repair places that can fix damage to windscreens. You should always get a quote and sometimes multiple quotes. Also you might need to involve your insurance if you are making a claim.
If I damage my car and file a claim with my insurance company am I required to disclose previous damage to the same body panel that had not yet be repaired yet I had been compensated to repair?
Yes. Failure to do so may be constituted as fraud.
Your insurance company will have their assessor assess the damage and work out a price the repairs. They will then get the repairs done by a repair company that will do the wo…rk for that price or less if they can. They will have auto repair companies that they deal with and who tender for the work. Best price usually wins. Beware that time frames are not usually a big consideration in these cases and your car may be "away for a while and be sure to check the quality is satisfactory. You can have the work done by someone of your choice but you may have to pay for any higher price difference.
Usually the lender, not the dealer, will just tack it onto your payments, but yes, you probably signed an agreement to insure contract. However, they do not want the car back,… so, most of them will just add it, then ad it to your payment. The dealer, unless it was a buy here, pay here, has nothing to do with the car, once it is financed. The bank owns it, once they finance it. Answer Yep, that's the way it works. Finance Company always requires Full Coverage Auto Insurance until the car is paid off. It's in your finance contract After pay off you can carry just liability if you like.
Yes because the insurance agent should know inexpensive and reliable places to repair your car.
No, since they're not authorized to make changes to your policy.You're going to have to contact your insurance company.