What would you like to do?
Answer . All major financial transactions have to be submitted and approved by the Trustee in charge of the 13. He/she can give you the needed information for refinancing y…our home according to the chapter 13, terms..
Is the cosigner of an auto loan responsible for the loan if the loan was refinanced by the buyer without the knowledge or consent of the cosigner?
Answer No, the refinancing without the consent or knowledge of the original cosigner created a breach of the original lending agreement and the cosigner is… no longer legally obligated for the debt.
the only thing about applying for a new loan that can affect your credit rating is having the credit score done by new companies. if you have a score done by just two companie…s that's fine but if you have multiple credit checks this lowers your credit rating. so as long as you ran your previous loan well and paid on time, changing shouldn't be a problem, just don't let lots of companies credit check you. choose one and stick if possible. (retired financial advisor)
iF your old loans are consolidated, then yes, they are considered new loans.
Obtaining a new loan to pay off an old loan using the funds from the new loan. Any time you take old money owed and pay it off with new money owed you have refinanced.
You can look over the internet, look for advertisements on tv, advertisements on the computer, or look in a phone book. You can also ask a friend about it.
In order to refinance your home you need to know the worth of your house compared to how much you owe. You also need to call and talk to your bank or mortgage lender to see if… it would be beneficial for you to refinance or if there are other options available to you.
Some dealerships do offer auto refinancing loans. It would be to your best interest to contact several different lenders about auto refinancing before settling on your dealers…hip.
As far as I know, there is no age requirement for the individual, but there are age limits for the vehicle. The vehicle, in most cases can be no older than 5 years, or have le…ss than 85,000 miles. Some lenders may give you a hard time if the book value of the vehicle is less than the value of the loan you're trying to get.
There are several companies that offer Auto Loan Refinancing. Some online companies include my auto loan and credit provider, however you can also go to your bank or another b…ank like Citibank and Wells Fargo bank to get a refinancing loan.
You get a loan from a bank to pay off the current loan on your vehicle. You would do this to lower your interest rate. Make sure to consider the closing costs when refinancing….
Loans for auto refinancing are available at banks and credit unions, depending upon an individual's credit rating, automobile that is being re-financed, and credit history.
One could get help with auto loan refinancing from Wells Fargo. Other options include Capital One, Edmunds, Chase Auto Refinance, and Bank of America.
Looking to get a new car but you have bad credit? This won't be easy. You can look around for a local dealer that sells used cars. Usually the smaller dealerships are the plac…es that offer loans to people who have poor credit, but be aware that these small dealerships are the ones who charge higher interest rates, especially if you have poor credit.
The process of refinancing a loan is a long one it takes many different steps and offer differs from company to company. It should always start with the borrower completing a …loan application, from there on it will be a complex process of signing documents and working out the loan terms.
Many local banks can be a source of information on refinancing a car loan. Edmunds and Bankrate also offer guides to auto loan refinancing on their respective websites.