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Cars & Vehicles
Repossession
Georgia (US State)

Are you able to file Chapter 13 10 days after your car is repossessed in Georgia?


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Wiki User
2015-07-14 16:09:24
2015-07-14 16:09:24

yes, it will generate an automatic STAY of legal actions and you may be able to reaffirm the loan with FMC if you choose.A b/k attorney will be able to advise you on this.

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Likely its on your paperwork. In MS. its 3 days. Its in 14 pt letters in red here.

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Actually you can get your vehicle back if you file bankruptcy within 10 days of your vehicle being repossessed. Your attorney can file an emergency injunction if needed.

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READ your CONTRACT. IF the contract is in DEFAULT, the collateral CAN be repossessed.

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If the car is gone, the car is gone. The car would only be covered in BK if you still had it. If you file Chapter 13 bankruptcy within 10 days of your car being repossessed, or in some states before it has been sold or auctioned, your creditor must return the vehicle to you.


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