The Credit Card Companies would rather hound the woman than a guy because they feel they can instill more fear in the woman. If his name is on it (or her name) and they have signed for these items, then see a lawyer and haved a letter written up. By law, if the spouse who has the sole name on a credit card is still alive they are the ones that should be paying off the Credit Card Companies. The Credit Card Company will have you believe that because you are married to this person you are liable! Not true! Fight it! Good luck Marcy Spouses are not responsible for debts that are solely incurred unless the couple reside in a community property state. (Texas and Wisconsin laws have exceptions to marital debt responsibility.)
Yes, you can transfer any balance you want to your credit card. Note if you transfer the balance to your credit card, you are now liable for the full debt and not him unless he is an authorized user on the credit card.
The outstanding balance is very simply the amount of debt that you have charged on the credit card. You owe that amount to the credit card company.
No, they have to offer you the balance transfer.
The 'balance' of his statement is the monetary value of his account with the credit card company. In this case it is the amount he owes the company.
You will have to talk to you credit card company. They will be able to assist you in transferring your balance on your credit cards.
No, a creditor would not issue a card or extend credit on the account of a deceased spouse. The creditor might be willing to issue a card to the surviving spouse based on his or her own financial situation.
it denotes the amount of unpaid purchases on the card.
Contact the card company - either by phone or on-line !
Having a credit card balance of zero on a credit card is a good thing. It means one has no debts to the credit card company, which also means that no additional interests will be charged. If one either has not used a credit card or has paid all open debts and interests, they would have a credit card balance of zero.
It is the balance on your account, indicating either how much money you owe or if you have some money in the account.
When you over pay a credit card, you have then a "credit balance." This means, in essense, the credit card company owes you money. You can either have them send you a check to pay off the difference, or the credit balance will be eliminated when/if you use your card again.
A credit card balance transfer means one can transfer the balance of one credit card into another. One can transfer either all the funds or only a portion. For further information, one can contact the credit card company.