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List your wife and daughter as primary drivers of the cars they regularly drive and occasional drivers of others. If the company finds that you have been lying to them when you have a claim, you may discover that YOU HAVE NO COVERAGE and all the premiums you have paid were just a gift to the company.

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โˆ™ 2015-07-15 21:30:51
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Q: Can a person be primary driver of an auto and not primary on another that they have a loan on?
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Related Questions

What is an additional driver on auto insurance forms?

The premium charged for auto insurance is determined by a number of factors. These include the identity, age, driving history, and other factors pertaining to the primary driver listed on the application. It is his/her operation of the vehicle that is principally covered by the policy. However, if it is the insured's expectation that another person will periodically operate the insured vehicle, that other person should be identified on the application, and be included in the scope of the policy issued as an "additional driver". Normally, an additional premium will be charged to account for the risk factors presented by that person's use of the vehicle.


If the cosigner is refusing to refinance or pay the auto loan off how could the primary person on the auto loan remove his or her name?

They would need to have the vehicle refinanced in their name only or obtain another cosigner for the refinancing.


What is a person called that causes an auto accident because they backed out of there driveway?

At fault driver


Do you need auto insurance in Texas if you are not a primary driver?

Yes, All drivers in all 50 states are required to provide proof of financial responsibility when operating a motor vehicle on public roads. Whether you are a primary or secondary driver is not pertinent.


Can a person get auto insurance on a auto if the auto is not in their name?

Answer 1: yes, my sister is borrowing my car and she her own insurance on it.Answer 2: You can always get insurance as an additional driver on another person's car insurance policy. Isn't that how children in the house are added to their parent's car insurance policy?


What is a written story of a person life written by another person?

auto biography


What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?

Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.


Can your boyfriend put you on his auto insurance?

Yes, You can add any person you wish to your auto insurance policy that you want to be a covered driver in your vehicle.


What type of auto insurance covers the driver no matter what vehicle they are driving?

There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.


Does California auto liability follow auto or driver?

auto


What is the difference between a co-signer and the primary on an auto loan?

The primary is the person who needs to borrow the money to purchase the auto. The primary owns the car. The primary is expected to pay back the amount of the loan.If the primary doesn't make the payments the co-singer promises to pay and the lender can go after the co-singer for full payment if there is a default.The primary is the person who needs to borrow the money to purchase the auto. The primary owns the car. The primary is expected to pay back the amount of the loan.If the primary doesn't make the payments the co-singer promises to pay and the lender can go after the co-singer for full payment if there is a default.The primary is the person who needs to borrow the money to purchase the auto. The primary owns the car. The primary is expected to pay back the amount of the loan.If the primary doesn't make the payments the co-singer promises to pay and the lender can go after the co-singer for full payment if there is a default.The primary is the person who needs to borrow the money to purchase the auto. The primary owns the car. The primary is expected to pay back the amount of the loan.If the primary doesn't make the payments the co-singer promises to pay and the lender can go after the co-singer for full payment if there is a default.


What are the ratings and certificates for Auto Driver - 1998?

Auto Driver - 1998 is rated/received certificates of: India:U


My wife doesn't have a drivers license can that stop me from getting auto insurance?

That shouldn't keep you from getting auto insurance as long as she is not listed as a designated driver of your vehicle. If your uninsured wife should drive and be involved in an accident with another driver, your insurance will not pay.


Whose auto insurance is primary in California registered owner or driver?

I believe that I understand what you are asking. If I am not correct ask it again and I will try to do better. Auto insurance generally follows the vehicle and not the driver. Only the person who owns the vehicle can insure are vehicle except in a situation of an immediate family. One policy can cover members of the family even if the vehicle is in the name of other members of the family as long as they all live in the same household.


Does auto insurance follow the car of the driver in new jersey?

Primarily the auto insurance policy follows the car. Secondarily it covers the driver should he be driving an uninsured vehicle or to cover him on a borrowed vehicle. There are some restrictions based on primary vehicle replacement and other situations. Read your policy for specific information.


How hard is it for a teenaged driver to get auto insurance in Rhode Island?

You must be at least 16 and have a driver license to get auto insurance in Rhode Island


Can you marry someone for insurance coverage?

Not for auto. Each person has to be listed independently, and the rates will vary based on each drivers' history. Unmarried persons can be listed on the same policy. One person will be listed as primary driver, and others will show up as "additional drivers." Married persons show up the same way.


If an insured person allows an uninsured person drive her car and the uninsured driver has an at fault wreck who pays?

The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver


Is your auto insurance affected if another person receives a DUI in your car?

A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.


If your car was taken without your consent by an uninsured driver and then seized by the police do you have to pay the charges to get it back?

No, that person does and you can have them charged with Grand Theft Auto


Is a autobiography a primary source or secondary source?

is a auto biography a primary source or secondary source


Will your auto insurance cover a permissive driver if you are disabled and cannot drive?

It sounds like this person will be a regular driver and as such they should be listed on your insurance as a driver. In your policy you agree to list all household residents and regular drivers. They should be listed on your policy.


What did the taxi driver say about his daughter?

you AUTO METER


Do you have to live in the same household to have another person on your auto insurance?

No. I had a friend who shared the car insurance with me and he used to live in another county.


If you are a passenger in an uninsured driver's vehicle does that mean that you are not covered either if he has an accident?

If you mean are your medical bills covered -- and assuming your state requires medical coverage on auto insurance policies -- then, no, you wouldn't be covered by any policy of the driver's since, of course, no policy exists. However, if you have your own auto policy, that policy would then become primary. After that, your health insurance would be primary. Unfortunately for the uninsured driver, if you do have to go through your own health insurance, there's a big possibility that they will go after the driver for any payments they make, particularly if a driver is legally required to carry auto insurance in your state (again, insurance that included medical coverage).