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Can a tourist purchase a car in the U S and insure it himself?


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Wiki User
2017-09-08 22:01:25
2017-09-08 22:01:25
  • AIG International Services offers short term auto insurance for tourists in the U.S. The car would have to be licensed and registered in their name in the U.S. You can call them at 877-708-6995 or visit their website at
  • Yes. Most large insurance firms won't do this, however, especially if it is a short term stay (below 6 months). I would suggest you look for an insurance broker (search for insurance broker online or in the yellow pages). An insurance for a non-citizen tourist will cost 100-200 dollars per month, depending on the car.You will need to bring your driver's license (and maybe a translation of it, if your driver's license is not in English. The translation of a foreign driver's license is called an international driver's license, which you can get in your own country).Also make sure to get a "Motor Vehicle Driving Record" in your own country, to prove that you have never had any accidents. If you prove this, it will usually lower the price of the insurance a little.
  • You need to insure your car just after you have bought it. Insuring it is an easy step and you get some temporary insurance paper's on the same day that you want to insure your car (you need to have the car first before you can purchase insurance: the price of the car insurance depends on the year/model of the car). Some days later they (the insurance company/broker) send you the permanent insurance certification over postal mail to the address you have provided them with.
  • After you have insured the car you need to register it, and here comes THE PROBLEM: You need a permanent address to be able to register it in the USA, and you can't use a friend's address (since that is slightly illegal). Read more here, about buying a car in US as a tourist:
  • The LAST STEP is the DIFFICULT One. And the last step can't be skipped, because when you buy a car (new or used) you get it without TAGS on the license plate or without any license plate at all. These you only get when you register it.
  • Most likely, though heightened "security measures" in the U.S. will likely add a few steps to the process. If the tourist has insurance in his own country, it might transfer to the U.S., but that's unlikely. Most U.S. policies don't transfer outside of a certain perimeter in Mexico, for instance. You'd need a valid driver's license, too.

Yes a tourist can rent a car if he or she want's to.

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no unless you pay a fee to get it across the border and some other fee to

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Yes you can have liability coverage to insure you while driving an auto you do not own.

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Wouldn't be a simple thing to do. The problem is that the car would have to be registered, and the person registering it would have to hold a drivers license in the state they're registering it in, and, in order to be eligible to get a drivers license here, they'd have to establish themselves as a resident of that state (in which case, they'd have to become a resident of the US, at which point, they cease to be a tourist).

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Well you have to be 16 or over to have a drivers license. At 18 you can purchase and insure your car, so basically 18.

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