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What else can I help you with?
Does trading in a car affect your credit?
Trading in a car does not affect your credit unless you sign a new car loan and get a new car. This may negatively or positively effect your credit.
Will opening a new credit card affect your credit rating?
Yes. Any new credit account or loan will effect your rating.
Will bad credit affect my new job seek?
That depends on what type of job you're looking, and what exactly is in your credit report. For a business/finance related job - it will probably have some effect. otherwise - a few late payment should not matter too much. NOTE - you need to give potential employers a written consent for them to be able to access your credit report.
Does having bad credit affect your APR for a new car or home?
Bad credit will affect your APR on any new loan. Most banks use a tiered credit system to determine APR.
Can you apply for the same exact credit card you already have if the new credit card offer is better and how does doing this affect your credit?
Yes you can apply for exact credit card, it won't affect your credit at all.
How does a credit check affect a credit score?
When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.
Can getting a new credit score affect your credit score?
If a consumer does multiple inquiries into their credit file, your score will drop, especially if your inquires are from credit card companies. The theory is: a consumer may not have enough money and needs more credit to sustain his/here lifestyle which bring in more debt, thus applying for more credit.
Does new wifes bad credit rating affect new husband in Oregon?
Yep
Does your low credit score affect your new husbands credit?
No, your low credit score should not affect your husband's credit score, unless the lender/bank uses both your information for the loan. Credit score is based on each individual's information.
Why would checking your credit score effect your credit score?
{| |- | Requesting a credit report will NOT affect your credit. You have the right to look at your credit report without it affecting your credit or score. When you request your credit report it's called a "consumer pull" and has no affect on your credit. The only time when requesting a credit report can affect your credit is when you ask a possible creditor to inquire about your credit. This is because it implies that you're possibly opening a new line of credit. |}
Dose it affect your credit score when ever someone looks at your score when shopping around for a mortgage?
When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.
What factors can negatively affect your credit score?
Factors that can negatively affect your credit score include late payments, high credit card balances, applying for multiple new credit accounts, and having a history of bankruptcy or foreclosure.
