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Did the Welfare Reform Act cause existing Medicaid beneficiaries to lose necessary coverage?
Wiki User
∙ 14y ago
Welfare Reform (1997) was about cash assistance (AFDC/TANF); it didn't deal with Medicaid.
Wiki User
∙ 14y ago
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Is ulcerative colitis a pre-existing condition?
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company.
Medicaid Providers?
form_title= Medicaid Providers form_header= Find a Provider in your area. How often do you visit the doctor?*= _ [50] Do you have any pre-existing conditions?*= () Yes () No How long have you been receiving Medicaid?*= _ [50]
Can you be denied medical coverage for a pre-existing condition?
In certain situations, yes. Medical coverage is not a guarantee, and insurers can eliminate applicants due to pre-existing conditions.
How do you became a beneficiary of your grandmothers existing life insurance polices?
The only way is to have your grandmother change her beneficiaries.
How is Americas healthcare reforms utilized?
The 2010 health insurance reform legislation will be fully implemented in 2014. Some of the prominent features are: every individual (with some exceptions) must have coverage; coverage cannot be denied due to a "pre-existing condition" (this has always been true of Medicare and Medicaid); providers cannot impose life-time or annual caps (this has always been true of Medicare and Medicaid); providers must spend at least 80% on medical care; States must provide Medicaid to all indigent citizens; health insurance will be subsidized for low-income individuals.
What is the policy for changings jobs and having a pre existing condition?
This depends on whether or not your new employer will be providing you with coverage. If the new employer will provide you with group coverage, then you will have an exclusion for 1 full year from the effective date of the new coverage. During this first year, you will have limited coverage for the pre-existing condition. After 1 year, the pre-existing condition will be covered at 100%.If your new employer is not providing you with a group plan than you will need to obtain individual coverage. Individual Disability coverage is fully underwritten and will likely exclude any pre-existing conditions. If the condition is severe enough, you may even be declined coverage.
What are the pros of Obama health care?
1) insurance companies will no longer be able to deny coverage for "pre-existing conditions," which was a favorite scam of theirs for decades; 2) every indigent US citizen will be eligible for Medicaid (previously, one had to meet other eligibility factors such as age and/or disability).
Who can receive Medicaid?
Normally we think of the recipients of Medicaid - people who "qualify" for it by being low-income. This would include families with dependent children, people with disabilities and the elderly. But they don't get paid anything from Medicaid.The biggest beneficiaries no doubt are the medical providers such as hospitals, who get paid. Hospitalizations are very expensive, and the hospitals are required by law to accept and treat everyone who shows up. The hospitals would not be able to continue to serve the poor without Government support such as Medicaid.
What is the difference between medically underwritten and guaranteed coverage?
Medically underwritten coverage requires a questionaire, in which case pre-existing conditions may not be covered. Guaranteed issue is like an "existing medical condition blind" policy. It may have less coverage, and cost more, because the insurer is taking a bigger chance on the individual applicant.
What is aetna's definition of pre existing condition?
What are pre-existing conditions and how do they impact coverage? A pre-existing condition is a health condition (other than a pregnancy) or medical problem that was diagnosed or treated during a specified timeframe prior to enrollment in a new health plan. Some pre-existing conditions may be excluded from coverage during a specified timeframe after the effective date of coverage in a new health plan. Plan documents will provide specific information on pre-existing conditions.The Health Insurance Portability and Accountability Act of 1996 (HIPAA) helps to protect millions of Americans and their families who have pre-existing medical conditions or who might suffer discrimination in health coverage based on factors relating to their health.http://www.aetna.com/members/faq_healthplan.html#12
How many people are medically uninsured in California?
That depends on how you define 'uninsured'. There are about 6 million without coverage currently (2008). However, a third of those are uninsured by choice. They can qualify for coverage and can afford coverage but choose not to spend their money on insurance. Another third qualify for existing programs like Medical & Medicaid but have not signed up yet. Most common reason is they are not sick. The governements own studies verify that number but they still like to call them uninsured. Finally there are about 2 million who would like coverage but can not get it, mostly for health reasons. This is the group we should be spending time on, not the first two.
What are an insurance agent's duties?
Agents order or issue policies, collect premiums, renew and change existing coverage, and help clients with questions or problems related to coverage.
