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Do you need a key to repossess a car?

Updated: 10/20/2022
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16y ago

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No. There are other options available to the repo man. Most of the time they will just tow your car, no key needed. Other times they will take the car by slamming the ignition or whatever is required.

When the automobile is dropped off at the lot, they will just replace the locks if no key info available.

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16y ago
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Q: Do you need a key to repossess a car?
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Related questions

Do you have to have insurance to repossess a vehicle in South Carolina?

No, you dont even need keys to repossess a car in South Carolina


Does a repossession agent need a key to repossess a car?

No. There are other options available to the repo man. Most of the time they will just tow your car, no key needed. Other times they will take the car by slamming the ignition or whatever is required.When the automobile is dropped off at the lot, they will just replace the locks if no key info is available.


Does a tow truck have to be used to repossess a car?

No, they may have a key made. You are not going to hide it forever. They will eventually get the car. Couldn't have answered it better myself!


Can the dealership keep keys to my car?

They can, but they don't really need to. They can make keys for the car by looking up its VIN and seeing what key pattern is associated with it. For that matter, most people who repossess cars are only briefly slowed by not having keys.


If you are late on your car payment can they repossess it even if neither you nor the loan company has a title?

Yes it's their car you signed a lease they don't need a title to repossess their car. Title or no title they look up that information and have it mark on that title that the car was repossessed


Can an original buyer repossess a car after a verbal agreement which is in the first month of default for nonpayment?

IF your name is on the TITLE as buyer or cobuyer, you have the right to POSSESSION. Do you know where the car is? Do you have a key?


You payoff your car but you were behind to payment and they repo your car what you need to do to get your car back?

They don't repossess cars that are paid off. So your best bet is to call them and see if they want to deal with you. Usually, if they've gone to the trouble to repossess it, they won't deal with you.


Can a dealership repossess your car if they are not the lien holder?

No. The lienholder is the only entity with a right to repossess.


Can you repossess a car on tribal land?

NO!


My car was in an accident and is still at the body shop which hasn't been paid yet he finance company wants to repossess the car. Can they repo it from the body shop?

Yes, the finance company can repossess the car from the body shop. They would likely wait for the car to be fixed before they repossess the car.


Do you need a license to repossess cars in Alabama?

You can repo your own car but you cant start a business without a license.


When a bank repossess someones car?

As long as the bank is listed as the lienholder on the title and as long as you owe them money and haven't paid they can repossess the car.