Medical Insurance

Does a law require that your spouse take insurance offered by her employer if it covers at least 50 percent in addition to your employers plan?


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2008-07-30 12:57:46
2008-07-30 12:57:46

No, it does require at 100% though. Insurance Companies generally require that an employer cover at least 75% of the employees. Those covered under other spousal plans don't count in the calculation.


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Employer's liability insurance is generally offered as a component of a worker's compensation policy. You should always check with your employer since all employer's have different policies regarding the matter.

Keep in mind that usually life insurance through your employer does not leave with you when you leave work. So if it is 10 years and you decide to leave, you will at that time have to get your own individual life insurance. Now you are 10 years older and your height and weight could be different and you could have medical conditions. Yes, it is a good idea to get life insurance in addition to your work insurance. This way you will be covered at a younger age.

Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.

Why didn't you take coverage from YOUR employer? Did you sign a waiver at your wife's job? Why weren't you covered at your job? Were you offered COBRA?

Norton Insurance offers insurance products. Among them are health insurance for employer groups and individuals. Home, auto and personal insurance are offered for individuals.

Blue Cross Blue Shield is private insurance that is offered by a person's employer or out of pocket.

In 2009, sixty percent of US employers offered health insurance for their employees. Because of the changes with the government's Health Care Bill, that number will likely change.

My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.

How long does it take to get health insurance? It depends. Are you talking about health insurance that is offered through an employer? If so, some employers require their employees to satisfy a waiting period before they are allowed to enroll for benefits. Most employers don't have a waiting period though. Ask your employer's human resources department for information. And, as with any product, read your insurance brochures and don't be afraid to call their customer service department for help or if you have questions.

Medicaid is to help those people who are not offered health insurance thru their employer or cannot afford it.

The insurance market is full of employers liability insurance providers. To save time, consider using two or more comparison engines to compare the various insurances offered side by side.

No, you can opt-out of your employer's group insurance and use your own. Agent

Yes, the insurance is kept but you must pay the full amount your employer paid. If not Cobra insurance will be offered at a very expensive rate.

Think of fringe benefits as "perks" offered by employers. Two common examples are: 1. Offering health insurance to employees, where the employer pays part or all of the insurance 2. Offering disability insurance. this allows employees to continue to have income in the event that they are disabled and cannot work. Most companies have both short term and long term disability insurance.

There are many places where one can find information about employee insurance. One can find this information directly from insurance agencies. One may also consult their employer about the insurance that is offered.

"If health insurance is not offered through your employer, you can obtain an individual or family health insurance plan in Nevada by contacting health care providers directly or relying on the experts at"

Group medical insurance may be offered by an individual's employer. Some associations and member organisations who support specific trades also offer group medical insurance.

"Voluntary" insurance programs, such as those offered by AFLAC and certain other companies, are actually individual insurance policies that are marketed at the workplace-frequently during a period of "open enrollment". The premiums are paid by the employee, although the employer sometimes deducts premiums from pay upon the authorization of the employee. Therefore, the employer is not truly a party to the insurance transaction. All other things being equal, the employer cannot "drop" the coverage.

Yes. A company may offer a credit if you decline insurance as long as you have other coverage. If you dont have other coverage you can't opt out of insurance if offered by your company

In Georgia, Workers' Compensation benefits on an accepted claim cover INCOME and MEDICAL benefits. Those are covered by the WC insurance company. The availablity of other employer offered benefits depends on the employer.

No. Federal Law (ERISA) does not require that health benefits are offered at all. They can make those restrictions if they want to.

A wide array of insurances is offered by Liberty Mutual Insurance. Included in their offerings are business insurance, auto insurance, and life insurance.

No they don't have to. Most employers do offer it as part of a benefits package, but many don't offer such benefits. Typically, benefits are only offered to full time employees, but not part time, or contract employees.

your retirement fund It is a type of defined contribution retirement plan offered by many employers. The employee decides how much he wishes to contribute, and the employer may or may not make a matching contribution.

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