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Does having no claims on motorcycle insurance count when asking for car insurance?
Wiki User
∙ 17y ago
Having no claims for a significant amount of time would definitely help keep your insurance premium down. In facts, at-fault claims and driving record are the two biggest factors affecting premiums in most states.
Wiki User
∙ 17y ago
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Does a traffic ticket for having no eye protection on a motorcycle affect your insurance?
No. This is considered a non moving violation and will have no effect on your driver's license or insurance.
Does having motorcycle insurance affect your auto insurance?
Motorcycle policies and auto policies are mutually exclusive meaning there is no coverage on an auto policy for motorcycles and vice versa. They are separate policies and each contains exclusions for the other type of vehicle. Accidents on either a motorcycle or car/truck will impact rates on both policies equally. In other words if you have an at-fault accident in your car it will affect the premium on your motorcycle policy. If you are asking in terms of discounts, there may be discounts if you have both policies with the same company. Shop around...
What are the rates for swinton insurance?
Rates for swinton insurance are variable just like any other insurance company but they do offer perks and discounts such as up to a %65 discount for having no claims.
Why do car insurance companies look at motorcycle accidents when giving you a rate for your car?
Because it is an accident having to do with your driving and lack of ability to do so.
If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
What is the purpose of third party liability insurance?
Third party liability insurance is useful if you are blamed for having caused an accident and someone wishes to file a claim against you. With third party insurance you are insured for claims up to a predetermined amount.
My son damage someones car on the street with his bike can i get my car insurance to pay for it?
I assume that you mean his bicycle and not a motorcycle or motor scooter. If you mean bicycle the answer is no, your auto policy will not cover the damage to the other persons vehicle. Your homeowners insurance may have coverage that would take care of this type of damage. I would recommend that find out what it will take to repair the damage and attempt to pay for it yourself without having to make a claim on your homeowners insurance. You want to try to not make small claims on your insurance if at all possible.
Will auto insurance cover cracked headlamps?
Yes It will if you are comprehensive, but you run the risk of loosing your no claims and having to pay an excess which may be higher than the cost of a headlamp. Yes It will if you are comprehensive, but you run the risk of loosing your no claims and having to pay an excess which may be higher than the cost of a headlamp.
Is your insurance affected for car scratch?
Most Insurance companies make their profit by not having to pay for car repairs because of good driving records. Most insurance claims cause insurance companies to pay out money. The only way they can retrieve that cost is to raise the car insurance premium of the insured or raise by a few cents the cost of car insurance spread over many insurers. So, many people do not make unneeded claims to their insurance company if it results in their rates going up.
How to Shop for Motorcycle Insurance?
If you own a motorcycle, it is important to explore your insurance options. Doing this will ensure that you and your vehicle are covered in the event of an accident or an emergency. You don’t want to get hit only to realize that your motorcycle is totaled and no longer in working order but that you do not have the funds to cover the repairs or replacement of this all-important item. Having great insurance means that you and your motorcycle will always be protected. The following are some things to keep in the back of your mind when shopping for motorcycle insurance.Always know what you want to spend before you invest in motorcycle insurance. This means taking the time to consider how much you can afford each month on the premium or insurance bill as well as the amount of the deductible you can handle. The deductible is the amount you pay out of pocket before your motorcycle insurance kicks into effect. The smaller the deductible, the more your monthly payments will be, and the larger your deductible, the lower these monthly bills will be.Take the time to talk to loved ones to see if they have any advice about which insurance companies offer the best rates and terms. You want to work with a company that knows what they are doing and will treat you right if you are ever in need of assistance. Having an emergency or accident happen can be incredibly stressful. This is why it is so important to work with a respectable organization that will really come through for you.Lastly, shop around to see who will offer you the best rates. You never know which company has the best plans and which will lower their rates for you. Be aware of discounts you may receive for joining a family policy, being a member of a professional organization, or having a clean driving record. There are lots of ways to save money on motorcycle insurance if you just do you research and truly look around.
If you buy a motorcycle for your son and put him on your insurance and he gets a ticket will your insurance go up or will it go on his record?
I'm thinking the ticket will go on your sons' record and your insurance will go up. A lisence to drive or ride is the "ticket" to having your own personal record. It's up to you if you get speeding tickets or accidents put on it. Now your insurance is your insurance with him on it and therefor it will rise.
What happens if you get into a motorcycle accident and you dont have insurance and its your fault in Florida?
You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.
