answersLogoWhite

0


Best Answer

NO, Your homeowners or renters policy will not provide coverage for hired workers or contracted movers.

It is the responsibility of the Employer to provide coverage for work related injuries of it's employees, not the customer.

User Avatar

Wiki User

14y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Does renters or auto insurance cover the injury to the movers who don't have worker's compensation insurance?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Does Workers Compensation apply if injury is away from work?

Not if the injury was not job related. An on the job injury would qualify you for the workers compensation insurance payments.


What happens if there is an accident in the workplace and the employer has taken out workers compensation?

Employers are generally required to carry Workers Compensation Insurance. If an employee is injured in the course of employment, Workers compensation pays medical costs and the like and the worker is prevented from suing the employer because of the injury.


If you miss work due to a workman comp injury can the company make you use your sick leave to cover the days off due to the injury?

Workers compensation insurance should cover your lost time. You may be able to file a grievance with the insurance company to this effect, or you should consult a workers compensation attorney for direction.


What does WC stand for in health insurance?

Depending upon the context, it may stand for Workers Compensation. Generally, Workers Compensation coverage is primary (over private health insurance) for a work-related injury. This means that the benefits payable under Worker's Compensation are first paid before any liability under the health insurance policy is triggered.


Can you be on a break at work and get injured and still be covers?

If your question refers to coverage by workers' compensation insurance, the answer is "yes." Any injury in the workplace is covered.


What types of situations are covered by workers' compensation insurance?

Injuries that occured at work for yourself or if the death of a spouse was caused by a work related injury, you may be eligible for comp. **** its a bit more than that. Any injury or DISEASES that arise out of the course of employment may be entitled to workers compensation benefits. Medical Claims and/or Indemnity losses are covered by your employers Insurance carrier.


How do you write a demand letter to an insurance company for workers compensation injury?

Workers compensation claims are asserted via a statutory procedure set out by the laws of each state. Compensation is paid according to a statutory formula based in part upon the earnings of th worker and the extent of the work-related injury. An employer, or its workers compensation insurer can agree to pay the benefits (to not contest them) or may contest them. If contested, the dispute is generally heard in a workers compensation court, which is a different one than where customary civil cases are heard. Like any cases a workers compensation case can be settled at any time.


In what year was injury at work compensation passed as a law in the United States?

The workplace injury management and workers compensation act was passed in 1998 in the United States. It was expanded upon in 2010 with the Workers Compensation Regulation act.


Does a self employed carpenter have the right to receive workers compensation?

If you have signed up for workmen's compensation insurance and paid the premiums then you can be eligible for compensation. Most self-employed people do not carry this insurance because it is intended to be purchased by employers for their employees. The injury must have occurred on the job for it to be covered.


How does one qualify for workers compensation benefits?

Workers' compensation varies from state to state. Most require a injured or sick worker to notify their employer of an injury within 30 to 45 days of an accident or injury. After the notification, the employer should submit a report to the state worker's compensation board.


What is workmans compensation?

Workers' compensation is a type of insurance that provides financial benefits to employees who suffer work-related injuries or illnesses. It covers medical expenses, rehabilitation costs, and a portion of lost wages for the injured worker. The purpose of workers' compensation is to ensure that employees are protected and provided for in the event of a workplace accident or injury.


Is it difficult to file an injury compensation claim in the United States?

No, it is not difficult to file an injury compensation claim in the United States. You need to contact the Office of Workers' Compensation and they can help you.