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Loans

Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.

500 Questions

Is a home equity loan considered an unsecured loan?

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Asked by Wiki User

Home equity loans are secured loans that allow homeowners to borrow against the equity of their home. Unlike unsecured loans, which do not require collateral, home equity loans use your property as security, providing assurance to lenders and often leading to better interest rates and loan conditions. Remember, it's always important to consult with a financial advisor to understand all the implications of taking out a home equity loan.

Why are you required to answer questions when applying for a loan?

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Asked by Wiki User

To apply for a loan, you will need to send photocopies of your identification documents, proof of address, proof of income, etc. However, in order to learn more, we advise you to speak with the business.

Giveaway number 1400 5.2 million by pch?

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Asked by Wiki User

giveaway number 1400 5.2 million by pch who is the winner. did i win, how do i know if i won

What are the basic requirements to apply for a Christian Loan?

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Asked by Wiki User

Proverbs 22:7 "...the borrower is servant to the lender."

Matthew 6:12 "And forgive us our debts, as we forgive our debtors."

Romans 13:8 "Owe no man any thing, but to love one another..."

Deficit living is one of the snares and pitfalls of life God desires to free His people from. He wants us to be blessed with an abundance so that we are free to give, for "It is more blessed to give than to receive."

A wise believer, proven exemplary in Christian dealings, said: "A good Christian deal is a good deal for both parties." and "If I can't afford it, I don't need it, period."

A believer may use less-disciplined financial remedies but should always do his best before God, recognizing the truth: "You do your best, and God will do the rest."

Can you purchase a short sale with an fha loan?

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Asked by Wiki User

Yes, you can purchase a Short Sale with an FHA loan. There are no restrictions on the type of financing in the purchase of a short sale.

When my husband tried to get a loan from the bank but was refused is it because you are bankrupt?

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Asked by Wiki User

No, being bankrupt does not necessarily mean that you will be refused a loan from a bank. However, if you have filed for bankruptcy, it may be more difficult to obtain a loan, as it may be considered a higher risk for the lender. Additionally, if you have a poor credit history or a low credit score, it may also be more challenging to get approved for a loan. It's best to speak with the bank directly to understand the specific reasons for the loan denial and to discuss your options.

Is western sky loan company legitimate?

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Asked by Wiki User

Do a search on that company and add the word complaints, or FTC...you will see a lot of information that will probably make you run the other way. This company makes you more in debt than help you out.

Can you get a home equity loan if you own the house outright with no mortgage?

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Asked by Wiki User

" BEAM"

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Why does the second mortgage holder have to approve of the first mortgage refinance?

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Asked by Wiki User

The second mortgage holder typically needs to approve the first mortgage refinance because they hold a subordinate position to the first mortgage. Refinancing the first mortgage could impact the second mortgage holder's position, so their consent is often required to make changes to the primary loan.

What are the four types of corporate education?

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Asked by EncofBizandFinance

The four types of corporate education encompass technical, soft skills, compliance, and managerial education. Technical education concentrates on enhancing job-specific competencies and knowledge. Soft skills education emphasizes improving communication, teamwork, and interpersonal abilities. Compliance education ensures adherence to legal and regulatory requirements. Managerial education focuses on cultivating leadership, strategic thinking, and decision-making skills. Each type serves a unique purpose, catering to the diverse needs of employees and the organization for holistic professional development.

Is lpu applicable for educational loan?

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Asked by Wiki User

LPU works with several banks that provide loans to students who need help paying for their education. Or, you can also consider other banks that provide education loans.

LPU is a university that is officially recognized and has approved educational programs. Because of this, most banks are willing to give loans to students who want to study at the university. The conditions of the education loan will be different for each bank. This includes the interest rate and how the loan will be paid back.

The student should request a loan letter either from the university or from the LPU out-campus office. Once a student receives a loan letter from the university, they can show it to the bank. The bank may then ask for additional documents to complete the application process.

However, LPU also provides some relief in this matter. If you do well on the entrance test, LPUNEST, you might be able to get a scholarship. For details you can visit website.

Hope this helps.

Good Luck..

If your parents make too much money can you get financial aid for college?

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Asked by Wiki User

Did you mean financial aid? Pretty sure you can get a loan no matter how rich your parents are.

Can a person receiving workmen's compensation obtain a home loan?

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Asked by Wiki User

Disability income may be multiplied by 125% on a refinance, it depends on the situation but it is possible.

Why would anyone work as an unpaid interm?

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Asked by Wiki User

Mostly for college. Lots of degree programs require internships for graduation. It also gives you experience so that once you have your degree and start looking for a job, you're more qualified than just "entry level".

What percent of students at UNC Chapel Hill are getting financial aid?

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Asked by Wiki User

You can obtain this information by going to www.collegeboard.com/splash/ and using the sites College MatchMaker search engine, or click on the related links section (College Board) indicated below to go directly to the site. You can research colleges and universities by name, or by programs of study, or by geographical location, size, or combinations of all etc. The site will provide you with a list of institutions based on your request. It will give you the schools background, accreditation, degree offerings, programs of study, entrance requirements, tuition and fees, financial aid, athletic programs etc. and a link to each institutions official web page. Make sure the college or university has a regional accreditation (most important). Practice navigating this site. It will be well worth the time and effort.

UNC Chapel Hill

Financial Aid Statistics

* Full-time freshman enrollment: 3,800

* Number who applied for need-based aid: 2,858

* Number who were judged to have need: 1,229

* Number who were offered aid: 1,214

* Number who had full need met: 1,165

* Average percent of need met: 100%

* Average financial aid package: $11,265

* Average need-based loan: $2,663

* Average need-based scholarship or grant award: $9,445

* Average non-need based aid: $4,119

* Average indebtedness at graduation: Not reported

How do you say loan in Spanish?

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Asked by Wiki User

You can say "préstamo" or "crédito".

It does not mean exactly the same, but the two terms correspond to a loan in English.

Se puede decir "préstamo" o "crédito". No significan exactamente lo mismo pero los dos términos corresponden a loan en Ingles.

Why do want to be an EEO Collateral Duty Counselor?

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Asked by Wiki User

I like being a liaison between workers and management in hopes of helping employees and managers discover what they could do to make a better working environment. I believe clients relate better when they can establish trust as well as knowing that someone is truly listening and not being judgmental or critical. Working as an EEO Collateral duty counselor gives me the opportunity to do what I love and that's training others. Counseling opens up many opportunities to educate people in areas they may not have all the knowledge in. I am a person of high morals and integrity. I believe people genuinely want to do good, and if given the proper tools everyone would be able to be successful in every area of their lives. People spend many hours working and their place of work should be free of any adversity, strife, etc, because issues at work causes issues at home among family and friends.

What was tony hawks high school?

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Asked by Wiki User

Torrey Pines High School in Del Mar, Calif

HOW TO Write a application for study education loan to bank manager?

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Asked by Wiki User

Sometimes, the cost of going to private school, college, university, or community college (or a vocational school) can be prohibitive. If you need help to afford the cost of a good education, you're not alone. Hundreds of thousands of students rely on loans from private financial institutions or government programs, and then they pay those loans off after they get their degrees (once they are earning money in the workforce). Writing a letter asking for funding should be very easy - in fact, you may only need to pick up a specific application form that is available to anyone applying for a student loan.

  • First steps

Contact the government (or your preferred bank) and inquire as to whether or not they have specific forms for students to fill out - then, ask if these forms are available for download (printable forms) on the Internet. If they do have forms, do whatever you need to do to get your hands on them, and then fill them out as carefully as you can; this is not the time to rush or give vague answers to questions. If you need a friend or parent to help you do things properly, ask for assistance.

Once you've filled out the form, read any fine print, and be certain you've included everything the bank or government agency needs to see. If they want transcripts, tax returns, proof of income, bank account numbers...see to it that everything is there for them. Then, get ready to send the letter. If you don't get an application and need to write a letter (or simply want to include a covering letter with your application), create a typical business letter.

  • Writing a letter

State your name and information about where you're planning to go to school and whether or not you have been accepted yet. Then, explain in detail why you need a loan, and how you plan to play the loan back after you graduate.

It's really very simple to write one of these letters, but be sure to sign your name to the bottom before you send it in.

How do you know if you been blacklisted from a job?

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Asked by Wiki User

The burden of proof is on the complainant (you) to prove discrimination. YOu must be able to show how you were treated differently based on your race, age, color, national origin, disability, sex,or religion. Ask yourself who can you compare yourself to who is similarly situated? If you are alleging disability or religious discrimination, you might also ask yourself if the employer is failing to accommodate your disability or religion or are they treating you in a disparate manner?

Can you trust your gut feelings?

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Asked by Tina180967

yes you can.i should have listened to mine not so long ago and i would NT have ended up in the mess that i did.my "gut feeling"was telling me something about some one and i choose to ignore it but infact i was right all along.go with it what ever it is telling you,its seldom wrong.call it a sixth sence! i chose to ignore mine because i did NT want to believe that what it was telling me was true but the truth comes out eventually

Is it best to buy or loan a horse?

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Asked by Wiki User

Buy so you can always have the horse that you might like... And train it better than it was before..