To apply for a loan on a paid-off vehicle, first if the "true" value is more than or the same as what you want to borrow, go to your local bank or credit union (The rules at a credit union are not as strict as a bank). They will look up the loan value on it. Based on your credit history and the loan value amount, the loan value is what they will lend you, and the car will be used as collatrel to secure the loan in case you default.
Most credit unions use the NADA book value of a car. Have yourself armed with the book value when you go to the bank, so you can show them what you know also.
For a better chance at getting the vehicle loan, increase your credit after the vehicle loan. Increasing your credit before may reduce the your vehicle loan amount.
A vehicle loan calculator helps you to work out your monthly repayments. You choose the vehicle value or loan amount and the length period of the loan. Then the calculator will work out your monthly payments.
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The best place to get a loan for a vehicle is a bank or similar financial institution.
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I used an old website that offered a few vehicle loan calculators. If your looking to purchase a new vehicle, its best to use the vehicle loan calculator online that way you will have a good estimate.
Call the bank that issued the loan.
If you have defaulted on your loan and not returned the vehicle, then you have basically committed a theft.
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Any vehicle that is going to be used for commercial purposes would qualify for a commercial vehicle loan. You will also have to have commercial insurance on the vehicle.
Not without a release from the loan company.