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None. There is no buyer remorse law or return provision. You have some protection against buying a defective car. Every state has an Unfair and Deceptive Acts and Practices (UDAP) law. These laws can often be used even if the used car is sold "as is," as long as the dealer is guilty of a verbal deception or a failure to disclose information about the vehicle.

But you do not have any ability to just change your mind about the purchase.

One way around this problem (given to us by a helpful credit union counselor) is to write 'subject to financing approval by xxxx Credit Union'. Then, if you change your mind before the credit union formally approves the loan (about 2 business days) you can call the credit union and tell them to please disapprove the loan. Expect the dealer to be seriously annoyed. Most used car dealers have you fill out their credit application 'as a formality' and this unfortunately negates the possibility of having the credit union help you out.

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Q: How many days by law do you have to cancel a used car purchase in Ohio?
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