If any money is owed and the primary on the account can't pay, the you as the co-signer are responsible for the debt. It doesn't matter whether you're resonsible for it or not; as a co-signer, you agreed to take care of it.
Sure
Nothing unless you receive a clear title of ownership from the lender.
Ask your B/K attorney for state specific advice. I usually reccommend you call a local towing company to tow it away.
If you still owe money, it may be repossessed at any time.
Let me get this straight. You filed B/K over 5 yrs. ago and the car was/is repoed recently? If this is correct, the car will be sold and the lender will want you to pay the balance still owed.
Not if the debt was discharged in the bankruptcy. If the judgment was on the credit report before the bankruptcy was filed and/or was discharged in the bankruptcy, the entry will still remain on the CR for seven years.
My 1990 bankruptcy is still being reported on my credit reports. I was told they may remain for 20 years. So far this is true. We shall see in another two years.
it is 120
Debts included in the bankruptcy should be noted as such in the credit report. The bankruptcy will remain on the credit report for ten years.
Demand verification of the debt.
If they repossessed it as part of the bankruptcy (and you didn't get it back), probably yes. However, the bankruptcy itself is a bigger black mark than the repo, especially since it can stay on your credit report longer (up to 10 years after filing, though some bureaus remove Chapter 13 after 7 years; repos only stay for 7 years).
1st bankruptcy = 7 years 2nd bankruptcy = 20 years 3rd bankruptcy = life