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If any money is owed and the primary on the account can't pay, the you as the co-signer are responsible for the debt. It doesn't matter whether you're resonsible for it or not; as a co-signer, you agreed to take care of it.

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โˆ™ 2006-10-12 16:24:58
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Q: If you cosigned on a car that was repossessed in bankruptcy by your ex do you still owe on the auto after six years?
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Related questions

Can you file for bankruptcy after 3 years of car being repossessed?


If you have a boat that was listed in a bankruptcy that the lender never repossessed what can you do with it 10 years later?

Nothing unless you receive a clear title of ownership from the lender.

Can your car be reposessed after six years?

If you still owe money, it may be repossessed at any time.

Can a judgment be put on your credit if the debt was part of the bankruptcy?

Not if the debt was discharged in the bankruptcy. If the judgment was on the credit report before the bankruptcy was filed and/or was discharged in the bankruptcy, the entry will still remain on the CR for seven years.

What do you do if you filed bankruptcy 2 years ago on a 1996 Ford pick up and the bank still hasn't repossessed the vehicle?

Ask your B/K attorney for state specific advice. I usually reccommend you call a local towing company to tow it away.

Is a 1991 bankruptcy still on a background record?

My 1990 bankruptcy is still being reported on my credit reports. I was told they may remain for 20 years. So far this is true. We shall see in another two years.

If you file bankruptcy 2 times within 15 years can you still get a mortgage?

it is 120

If a car is repossessed what happens if you filed bankruptcy over 5 years ago?

Let me get this straight. You filed B/K over 5 yrs. ago and the car was/is repoed recently? If this is correct, the car will be sold and the lender will want you to pay the balance still owed.

What are the laws pertaining to a credit reporting agency still reporting after a bankruptcy discharge?

Debts included in the bankruptcy should be noted as such in the credit report. The bankruptcy will remain on the credit report for ten years.

How long bankruptcy after discharged records stays?

1st bankruptcy = 7 years 2nd bankruptcy = 20 years 3rd bankruptcy = life

Why would you still get calls from collection if it has been over 13 years since you had your car repossessed?

Demand verification of the debt.

Can a lender report repossession of a discharged auto?

If they repossessed it as part of the bankruptcy (and you didn't get it back), probably yes. However, the bankruptcy itself is a bigger black mark than the repo, especially since it can stay on your credit report longer (up to 10 years after filing, though some bureaus remove Chapter 13 after 7 years; repos only stay for 7 years).

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