He is representing Midas and is an employee, so of course they are responsible.
No one is financially liable for acts of nature.
No one is financially liable for acts of nature.
Businesses are required by law to do so, for tax purposes and economic transparency (is the company you do business with, a financially healthy company?). If you don't comply with the law, you are liable and you can get fined.
Then you're screwed. The tow company put a mechanic's lien on your car, then they auctioned it off to recoup their costs. You're still liable for the payments you owe to the finance company.
Yes. Suppose you have surgery that costs $25,000 and the insurance company pays $20,000. You are liable for the other $5,000.
No. The contractor must sue the tenant for the money due.
Both the permissive use driver and the vehicle owner(s) are financially liable jointly and severally for all damages and injuries sustained in an "at fault" accident. Both can be sued. If you were driving and at fault. Then you are the person most directly responsible for causing the accident and you are financially liable. If the owner gave you permission to drive the vehicle, although he's not at fault, he is also financially liable because it's his car and he's the one who allowed you to drive the car. If you are not a covered driver under the terms and definitions of the owners policy then the insurance company will not pay for the accident. We should never borrow or loan out a vehicle without first verifying the driver will be covered under the policy.
When they are the legal age of majority which in Alabama is 19.
if it is a result of the work that the mechanic in question performed
No, General Liability would cover others for whom you are financially liable. It is not possible under construct of law to be liable to ones self.
In court, no. However it cannot go without consideration that if employee was trained to use said equipment and caused damage, the employee may consider contributing to repairs.
The driver who hit the pedestrian is liable, not their insurance company. The drivers insurance company will normally be responsible for payment of valid claims up to the policy limits for which the their insured driver is found liable.