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More likely a death certificate. But there is no point to this; in my experience lenders don't normally revise recorded mortgages just to reflect the death of a spouse (when title is held either as tenants by the entireties, or as joint tenants). This is because title vests automatically in the surviving joint tenant by operation of law (at least in Indiana). But perhaps there is some quirk of New Jersey law of which I am unaware.

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Q: Is a marriage certificate required by the bank to remove a deceased spouse from the mortgage deed in NJ?
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