Yes, if she is in an accident on your policy you are responsible if she wrecks her car your rates will go up accordingly, if the accident goes to law suit you and her will be paying the price. If she is living in your house after an accident you will still pay astronomical prices for her even if she is no longer on your policy. You will have to prove she lives elsewhere before your insurance will go down. The best thing is for her to get her own policy, usually ins companies will discount hers if members of the family have policies written with them. It's the price to pay for driving privileges.
A named insured person can be an excluded driver on an automobile liability policy in New Mexico, if the policy holder wishes to remove a driver from the policy. The policy holder will have to notify the insurance company to make the changes.
its liability insurance
liability insurance. -twiggy.
If the want to drive their parents care legally - yes !
A personal liability, or umbrella, policy pays liability limits above those you can get on your homeowners or other basic liability policy. If you are thinking of buying a personal liability policy, begin by finding out the maximum amount of personal liability your homeowners policy provides. Make sure you coordinate the liability limits so that the umbrella policy covers any liability claim in excess of the amount your basic policy will pay, up to the maximum limits of the policy.
Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Liability Coverage under an auto policy has what components:
Not in my state.
A property is not a contract or a business. A liability insurance policy is a kind of contract but not a business. the answer is b...
A Professional liability insurance Policy, as well as a contractors General Liability Insurance policy will provide coverage for the cost of legal defense.
No. A commercial liability policy specifically excludes liability arising out of the ownership, maintenance or use of a motor vehicle.
form_title=Business Liability Insurance form_header=Protect your business with the right business liability insurance for your needs. What is the annual revenue of your company?=_ Does your company currently have insurance coverage?= () Yes () No What type of business liability insurance do you need? (Check all that apply)=  General Liability  Workers Compensation  Business Owners Policy (BOP)  Property  Professional Liability  Business Travel  Business Automobile
Very possibly. Talk to a lawyer if you have concerns and buy a personal liability policy giving you a million dollars or more of liability coverage to protect your assets.
If the vehicle is titled to the parents then little chance of removing liability from mom and dad. If child is titled owner, and has their own auto policy then very likely the parent's can separate their own liability.
It depends if the builder's risk policy is just for property or for property and liability. You can have a builder's risk policy, which includes general liability. If the insured is owner of the building, the general liability exposure is the cost of the project and will classes under subcontractor.
who is the insured under a general liability policy
Yes as long as the named insured is not a spouse, or if the spouse does not drive and does not have a drivers license the spouse can also be excluded.
The term 'excess' insurance is usually for liability coverage. An excess liability policy is also commonly referred to as an 'umbrella' policy because it offers additional coverage over other liability coverages. In the case of a subcontractors insurance, it would be a policy which would extend higher limits than the base policy on general liability and auto liability.
There are many different optional coverages under an automobile policy. A minimum liability policy will pay for loss of earnings if you are the party who is hit by the other driver. In this situation the other party's insurance policy will be responsible for your losses as far as damages and injuries up to the policy limits or actual loss whichever is less. If you have a policy which is liability only and you hit someone or something then no, your policy will not pay for your liability coverage will not pay for your losses or injuries nor that of your passengers. You can purchase optional coverage that will pay for many different situations including work loss. I hope this has helped answer your question.
Yes, If still a minor the legal guardian (usually the parents) can be sued under parental liability statutes.Yes, if the child was driving the parents vehicle at the time of the accident.No, If your daughter is over 18 or otherwise emancipated by law and not driving the parents vehicle.
No. You would need to purchase a policy for your additional residence and ask for liability coverage on it.
A commerical liability policy.
Any number of automobile insurance companies will have information on policies and procedures for general liability insurance. The term itself refers to an insurance policy holder whom has no coverage for their own mistakes as much as the party at-fault will be covered either way.
You don not have to provide a copy of your liability policy when requested. You only have to provide the policy if a court or judge requests it.