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The only option she may have is to contact the lender and attempt to reaffirm the contract, which would include making up all missed payments and penalties in a specified time limit. Action concerning such an issue depends upon what the lender decides is in their best interest not the borrower's.

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Q: What should your daughter do if she entered into an agreement to purchase a vehicle and signed a promissory note including the details of the transaction and she was late on a couple of payments?
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