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Basically a repossessor can enter the debtor's property to recover a vehicle as long as there is not breach of peace. An example would be entering a locked or unlocked garage or remove a lock from a gate to gain access to said vehicle. The repossessor must have a photocopy of the title and a "hold harmless" agreement signed by the owner or lien holder of said vehicle. The debtor has 10 days in which to redeem or reaffirm the lending agreement with the lien holder/owner. The plates remain with the lien holder. Reposssession action is governed by 1967 UCC laws adapted to the state laws of Virginia CC Title 8.9A

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โˆ™ 2006-02-27 15:05:57
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Q: Where can you find the laws on what a repo man can legally do to repossess a vehicle in Virginia?
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