If your in Ontario:
The driver of the car that rear end another vehicle is always liable both criminally and civily. In your scenario, the driver left the scene of the accident, this is known as failing to remain and is a criminal offence in Canada. If the car was abandoned, you can bet it was probably stolen. Stolen vehicles are not subject to the registered owners insurance. Basically your insurance coverage will provide for your vehicle. And the dealerships insurance will cover damages done to the dealerships vehicle. Now...if the driver of that vehicle is found he would be charged with the above, and in addition you can file a lawsuit against him for any injuries. (your insurance company will definitely sue the driver to recoup there losses for the vehicle damages)
If the vehicle was not stolen, but being test driven ( you have a really stupid driver) then the dealerships insurance will cover the damages. However, your insurance company will front the bill for damages and get reimbursed by the dealerships insurance company pending the result of a police investigation. This is known as no fault insurance.
Other provinces in Canada have there own laws regarding insurance and liabilities. The same with the U.S.A.
KeVin Toronto
If a car is left at a dealership, the car owner is responsible for any damage. Theft or damages are not covered in the insurance policy of the dealership.
The damage to the land through overgrazing and natural disasters like droughts and crop failures is a possibility of why great Zimbabwe was abandoned.
Only if it is unable to continue to move or you have been hit by another car, and the damage is not enough to prevent driving. You should, in either case, stay with your car, because abandoned cars can be towed away, and you may be hit by another car if you leave it.
The league became ineffective and soon was abandoned as the world war 2 broke out.
no not at all. i went up to the dealership and they said it would work the same
The value of there collateral has been deminished they will be getting the ins check to reduce the ballance of your loan or the car will have to be repaired
If the damage happened on their parking lot I would hold them responsible. Otherwise your own insurance will need to deal with it.
This would depend on Dealership's policy as they have the choices of coverage when they take out the policy. In any case, it will only cover property that belong to the dealership and will not cover your property unless they are proven legally liable due to some action by them. If you had property that was damaged in a loaner car, you can only file a claim on your homeowners policy.
In February, 2008 there was an earthquake that struck Nevada that registered a 6.0. There were no injuries reported with this earthquake, but there was damage that was reported, including falling bricks, broken signs and windows, and damage to vehicles from falling debris.
Destruction
In most countries, insurance companies will only pay out if a registered plumbing contractor has done the job and caused damage. This way its easier for insurance companies to stop insurance fraud because the damage caused by the plumber will be backed up by invoices and service agreements. To save yourself the headache, and the possibilities of causing damage to your house, if you can afford the cost call a registered plumber to do the job.
I assume you're talking about hidden damage on a trade-in vehicle. Their recourse depends upon how the contract is worded and this can vary from one state to another. If it's been WEEKS then offhand I'd say there is little they could do unless they can prove you deliberately defrauded them, and they can prove that the damage occurred before they took possession of the car.