Maybe not, will depend on the companies standards.
Your question makes (2) assumptions. (1) that you were cited and (2) the violation has points. Not all vehicle code violations have points associated with them. Points are only assigned by the state to your driving record (license) upon conviction. When/if your insurance company reviews your driving record and sees the accident (not the points) and that you are listed as unit or vehicle 1 (at fault) then they may charge a surcharge
Getting cited for reckless driving will result in four points on your license
Driving an uninspected vehicle is not a moving violation, thus there are no points involved, just a fine.
four points
No points ... you could be arrested and the vehicle impounded. You cannot drive any vehicle without a drivers license legally.
Your insurance company will provide you with a written record of your driving credits by request.
Yes, after a certain time period of driving without getting any addtional points.
4 point
No, but your insurance company can still see the violation on your driving record and raise your rates at their discretion.
If you accumulate a total of 12 or more points on your driving record, the Motor Vehicle Commission (MVC) will issue a Notice of Scheduled Suspension of your driving privilege.
Either get a lawyer and go to court or stop getting tickets.
Your son will get points on his driving record since he had the accident. You will get points added to your risk factor on your insurance policy since your insurance paid the claim. The owner of the vehicle will get the increase but removing your son may fix that. Every insurance system is diferent. Best to check with your insurance company.