Sure AWD is a great feature for a new driver to have especially in MN. Because with AWD the driver doesn't have to decide whether or not the conditions are bad enough to put the vehicle in four wheel drive. Because the AWD system puts itself into four wheel when it senses it needs to be, this happens instantly, then takes itself out when it feels it safe to. Another thing AWD is good to have is there are times when you would never put your car in four wheel but wish you could for help staring from a stop or going around cruves on the highway when its raining out. I live in MN and I've driven front wheel, 4x4, and AWD and the best by far is the AWD. Another way to go might be a front wheel drive car with traction control. Traction conrol kind of acts like a AWD.
Only if the other driver was at fault. If the driver of the uninsured vehicle was at fault, the injured person would have to recover damages from them.
The driver that hit the parked vehicle would be at fault.
this would be a destination.
it would be the driver/owner of the vehicle...the insurance (assuming there is ins) on the vehicle would be liable for the repair to the fence assuming of course that the driver of the vehicle had the owners permission to drive subject to any exclusions in the policy
Car insurance typically follows the owner of the vehicle, not the driver. In the cae of an "excluded driver", unless that driver has his own policy that assumes coverage for a "borrowed" car, the original vehicle owner would be considered pursuable as an uninsured motorist.
If the turning vehicle was struck by a vehicle entering the roadway it would be the the fault of the vehicle entering the roadway.HOWEVER, if the entering vehicle was struck by the turning vehicle, it is the fault of the turning driver.
The vehicle owner should have a policy on the vehicle. If you are an occasional permissive driver of their vehicle there would likely be coverage.
The driver would need to step on the brake pedal when braking a vehicle equipped with anti-lock brakes. FYI, the driver would also need to step on the brake pedal when braking a vehicle that is NOT equipped with anti-lock brakes. Hope this helps.
Yes. Ultimately the driver is responsible for the vehicle and for everything that happens to/by it. If the driver wasn't responsible, who would you suggest might be?
You would have to contact the DVLA (Driver and Vehicle Licensing Authority) at Swansea... Write to them at:- Driver and Vehicle Licensing Agency Swansea SA6 7JL
Unfortunately, as far as I know, the Minnesota driver manual is not available in Russian, not officially at least. I do know that the written test can be taken with the use of headphones and that the audio is available in Russian. What I would suggest is contacting your local Minnesota DMV (see related link) and asking them if they have any available driver manuals in Russian. If you find it anywhere, it will be with them.
"Did you swap drivers?" would not be an appropriate question.
Basically the definition is as follows. Any person who has regular access to your vehicle would not be considered an occasional driver. If your son has insurance on his own vehicle then that coverage would follow him to a borrowed vehicle and there would be no need for this question. If he has no other auto or auto insurance and / or his drivers license reflects your home address, then obviously he is an authorized regular driver of your vehicle. Where the person lives, At home, not at home, does not determine his status as an occasional or regular driver. The question is does he have regular access to the vehicle in question whenever he needs or wants to drive. The best way to prove that he is an occasional driver would be to demonstrate that he owned his own vehicle at the time of the accident, that his vehicle was insured at the time. that the address on his drivers license reflects an address other than yours and that his vehicle was registered at his home address which is also not your address. State laws require that Drivers Licenses and Vehicles be registered at the address of the owner. If he had no vehicle, no insurance, and/or had a vehicle or drivers license registered at your address then it would likely be impossible to prove that he is only an occasional driver.
Headlights should be dimmed as soon as the driver is aware that another vehicle is heading towards him, and would be dazzled, even if still in the distance.
Both the "Driver and the Vehicle Owner" can be held jointly and severally "Liable" for an accident. If the driver of your vehicle was at fault and had the permissive use of your vehicle, Both the driver and the vehicle owner can be sued for damages and injuries. The driver, If at fault, would be financially liable because he was the direct cause of the accident. The vehicle owner is financially liable because of fault through the owners negligence in allowing an uninsured driver to operate your vehicle. The legal rational being that had you not allowed this uninsured person to operate your vehicle, the accident would never have occurred. So the owner is also a direct causation factor in the accident through the owners negligence. It's not a good idea to let people drive your vehicle if your not sure your insurance will cover them, Basically it is the responsibility of a vehicle owner to insure that all permissive use drivers are covered. As the owner you can be left with the bill for all damages and injuries sustained as a result of your choice to loan out your vehicle.
A little more explanation of the situation may be necessary. In most states, insurance follows the vehicle and not the driver. You could still be in trouble if the driver was not listed on the policy covering the vehicle or even if they were excluded. If such a problem comes up which is rare, you can file the claim on your policy if you have uninsured motorist coverage then they would go after the driver and owner of the vehicle for the money back.
Being named as an excluded driver means that you are not covered as the driver, and are not allowed to drive that vehicle. It doesn't mean that you can't be a passenger in the vehicle. If you were a passenger and were injured your injuries should still be covered under the insurance (whether or not the driver was your employer). If you were working at the time you may be eligible for workers compensation, also, but at the least your injuries should be covered.
No. Insurance follows the vehicle primary, driver secondary. Since the driver is at fault and there is no coverage under the vehicle itself, the drivers policy would pay for any bodily injury or property damage he may have caused. Therefore uninsured motorist coverage would not apply. The only way that driver would have coverage for himself is if he already had Med Pay coverage on his own policy.
It depends on the officer and where the marijuana is located, the driver would definitely be responsible but if it's in your vicinity then you can also be in trouble.
I would ask the driver what he did with the keys and conduct interviews with any witnesses that may have seen the loss of your keys.
Well, the driver who hit the other vehicle would still be liable, but it would be a matter for insurance to pursue, not the police, since the 2nd driver left the scene. Certainly, leaving the scene creates a window of doubt with regard to the damage, but it's not really enough to get the at-fault driver off the hook.
You or your insurance company. The owner of the stolen vehicle would not be responsible because their vehicle was stolen and the driver of the stolen vehicle's insurance would not cover it because he was driving a vehicle that was not on his policy and he did not have permission to drive.
A company owns a truck that is used to move semi-trailers and this company is self insured has leased a driver from another company and the driver has an accident on the truck owners property that involves only the truck who would be responsible for the damages. The company who owns the truck and their insurance or the company who leased the driver ?
MapQuest estimates the driving time as 16 hours and 59 minutes, but a better answer would probably be about 17 hours. It is after all, only their best estimate and will vary from driver to driver and vehicle to vehicle.
Yes, If your are driving your friends vehicle then they are required to schedule you for coverage, otherwise you would be an uninsured driver. If you are asking can your friend add you and your vehicle then that would depend on what your friends financial interest is in your vehicle. If your friend has no insurable interest in your vehicle then it would be unlawful for them to add it to their policy. But they can certainly and are in fact required to add you to their policy if you are driving the friends owned vehicle.