No,your homeowners will only pay for someone outside of any household residents.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No. The injured party cannot be a household member. It does not matter if they are not listed on the policy.
No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.
You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.
It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
No. Homeowners Insurance typically do not provide liability coverage for criminal acts. Your medical insurance is a good source of coverage for health care needs.
No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.
medical insurance
No. That's what your major medical insurance policy is for.
Domestic animals are not covered under the homeowners policy. As it pertains to a liability situation, a dog would be considered 'property' and the homeowners "damage to property of others" provision in the liability section of the policy applies but only if you were the one who injured the dog, usually with a limit such as $500.
No, Personal injury would be covered under your Medical Insurance.
NO