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Short answer is no - you must be an employee to be covered meaning you receive something of value for your services.

Above answer is partly correct. This is greatly dependent upon the applicable state workers compensation law. Some volunteers are covered as a matter of law. Some volunteers are specifically excluded as a matter of law. In many cases, the volunteer will be an employee only if the employer provides something of extrinsic value for the services; usually, this must take the form of a wage or stipend of some type, even if the wage is less than what a regular employee would be paid.

Some agents and brokers believe that a Voluntary Workers Compensation endorsement will cover a volunteer; this is incorrect. A VWC endorsement is intended to provide like, kind and quality benefits to an employee who is otherwise ineligible for WC, such as work-release inmates, domestic servants, etc. Since volunteers are not employees, they do not come within the ambit of this endorsement, despite the similarity between the words "voluntary" and "volunteer."

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14y ago

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