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Insurance

Insurance comes in a variety of forms. You can insure your car, your home, your personal property, even your life. By paying a periodic premium, you can be protected and even compensated against future loss or damage.

24,776 Questions

Can my wife's insurance force me to buy insurance from my employer?

No, they can't force you to buy it from your job. You can buy your health insurance wherever you want too. That's between you and the insurance company you choose to purchase coverage from.

Is billing for a service not performed considered insurance fraud?

Obviously, it's a fraud because a contract of insurance is a contract uf Utmost good faith technically known as uberrima fides.So, billing for a service not performed is a breach of contract and is liable for penal action by the insurance company against the policy holder committing the crime, leading to cancellation of the whole claim vis a vis denial for renewal of policy in future.

Are there any benefits if both you and your wife have health insurance?

If both husband and wife are covered in health insurance policy, then they are entitled to a family discount the quantum of which vary from company to company and is deducted from the total premia amount.

How long does it take to get your dic benefits for parents of soldier?

Parents of a soldier may be eligible for the Survivor Benefit Plan under the Insurable Interest category should their offspring die in the line of duty. It will take around 6 weeks to get your DIC benefits for parents of a soldier once the claim has been approved.

What is the minimum type of coverage for automobile insurance required by law?

This is different based upon the laws of the state where the person lives. Many different states have completely different limits of liability required to register your vehicle. Some also require other coverages besides just liability coverage.

What does it mean if your homeowners insurance carrier is not licensed by the Alabama Department of Insurance?

It just means they are not an "admitted" carrier. This required the insurance to be obtained through an insurance Broker. Your agent will usually obtain this coverage on your behalf. They sell a variety of types of coverages and policies so it is best to find an independent insurance agent to inform you of the any difference in the policy itself. You will also be required to pay a policy tax to the state which the broker will explain within the entire premium.

What is a simplified issue insurance policy?

The simplified issue insurance policy is usually a policy that asks few or no medical questions. If it is a life policy the death benefit will be modified. The full face amount of the policy will not be paid until the policy has been enforced for two years. Depending on the terms of the policy the death benefit prior to two years may be a return of premium or a graduated benefit payment.

With these types of policies it is important to read the fine print.

Where can you find quotes for catastrophic medical insurance?

Catastrophic Medical Insurance is a policy that has a high deductible it is designed to provide coverage for chronic medical problems. All major medical carriers will offer this type of coverage. Under the Affordable Care Act there are programs that offer this type of coverage. They will also provide low copay for preventive care coverage so you can get the best of both worlds.

This type of program is best for people in good health that seldom go to the doctor but want worst case coverage. It offers protections of your assets and your family

How do you access a health insurance exchange in Texas?

Just go to the Obomacare web site. You can access the exchange from anywhere, it doe snot matter what state your in.

Which Californian companies offer homeowners insurance?

There are many companies in California that offer homeowners insurance. Some of the companies offer better deals that others at better rates and interest.

What quote does the Canadian Online Insurance have?

It is not possible to provide a quote from Canadian Online without knowing what type of insurance is needed. However if one went to their website with full information one could obtain one.

Where could one go for Canadian online insurance quotes?

One can go to the website Kanetix online to compare Canadian insurance quotes. One may also go to the Insurance Hotline website and Esurance as well as Car Insurance Canada.

Which companies provide automobiles for businesses?

Many companies provide cars for their employees to conduct business. For example, a company that makes ongoing deliveries to other sites must provide vehicles for such a purpose. Another example is a large corporation which may need to send professionals to meet with, pick up, or drop off clients. Yet another example would be a company that must send its employees to a site for installation, repair, or removal of electronic equipment.

What type of insurance policies are offered by Butler Insurance Service?

The Butler Insurance Service has many policies. They have auto insurance, homeowners insurance, life insurance and business insurance. However the policies differ from state to state.

What is the purpose of a building cover?

Building insurance covers the main structure of the building itself. In the case of subside, burn or extreme weather damage, all costs of rebuilding or repair is covered by the building insurance.

Where can one find building cover insurance?

One can find building cover insurance from the following sources: Legal and General, More Than, Confused, Barclays, One Path, Nationwide, Our Property, Aviva, to name a few.

Where can one compare building contents insurance quotes?

One can compare building contents insurance quotes when one goes to the website of Kanetix. This website offers comparison of insurance quotes, mortgage rates and credit cards.

What services does the company Brocato provide?

The company Hagler & Brocato provides the following services: Book keeping and write up, financial forecasts and projection, tax planning and preparation, buying and selling of businesses, to name a few.

Where can one find building damage insurance?

One can find building damage insurance by contacting the major insurance companies around the world. The top insurance companies include Geico and All State Farm.

Where could someone find building insurance quotes online?

You can find building insurance quotes online at the sites Progressive, ESurance, State Farm, Farmers Insurance, Geico and Liberty Mutual. These sites will provide you no obligation, free quotes based on your needs.

What are the typical terms of a building insurance policy?

The typical terms of a building insurance policy would include such things as flood insurance, fire insurance and insurance covering anyone who may be injured at the building.

Where can one purchase unoccupied building insurance?

One can purchase unoccupied building insurance from most companies that offer home insurance, and it will offer cover for fire or water damage as well as contents insurance if required. Moneysupermarket or Compare The Market are good comparisons sites to find a quote for this kind of insurance.

Where can one obtain a certificate of liability insurance?

The Certificate of liability insurance refers to a paper that summarizes the benefits of an insured party's insurance policy. In order to get or obtain a certificate of liability insurance one can apply online on TechInsurance or through their local insurance company.

What are different kinds of careers in the insurance field?

There are many types of careers in the insurance field. One can be a inspector for an insurance company. An inspector goes out to a client's house to discuss options for the client regarding the claim.