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Auto Accidents

For questions and answers on these topics: determining who is at fault; insurance; accident statistics; and, trends and automotive safety issues.

2,604 Questions

Can you resolve a minor car accident without going through insurance?

That is usually up to you and the other party involved (if any), and it will highly depend on the extent of the damage. The worse the damage, the more likely you and/or any other party will be legally required to report. Generally, if an accident is multi-party, prudence dictates reporting: in the event one party decides to file claims or legal action later on.

The option to fix the results of an accident yourself is more likely to be available if the accident is single-party (meaning the accident involved hitting a stationary object). Some may wish to employ this option for minor damage because either the cost to repair is too close or even under a deductible or because reporting such an incident can result in increased premiums.

What happens if you have a car accident and the other person has no insurance?

That usually means that if you have any injuries, they need to pay for your car and/or medical bill, Unless you caused the crash which doesn't make a big difference seeing as how you and the other driver are responsible for the crash. Don't always go by what I'm saying, I learned this from drivers ed.

What to do after car accident for insurance claim?

A non fault car accident claim indicates that the insured individual does not have to incur any loss. The additional advantage is that the policy holder gets reimbursed by the company that he or she has been a member of.

Can you park your car on your driveway with no insurance?

You can park your vehicle on your property with no insurance. HOWEVER, in some cities you must have a current license plate on your vehicle for it to be parked in the driveway and to have a current plate, you are required to have insurance. The issue here is the driveway and what can be seen from the street. Unlicensed vehicles in a driveway could be viewed as a "junkyard", "car lot" etc

Rear-end crashes are the most common type of collisions because?

People tend to not pay attention in the car and don't hit the brakes fast enough. Other crashes tend to take less time to react.

If you get into a car accident and the other person does not have insurance do you still pay the deductible?

This depends on many factors, including the ability of the other person to pay for your damages. Some insurance policies will not require you to pay a deductible. Others will. If the other person can pay for the damages, you and your insurance will not have to pay.

Are people more likely to survive a car accident if they wear their seatbelt?

Yes. It is possible to have enough speed that even a seat belt would not save you but traffic deaths per number of vehicles have gone down since the laws requiring them have been enacted.

Who is at fault if someone makes a illegal right turn and hits while you are reverse parking?

If you're backing up, generally, you're the one at fault (regardless of how stupid the other driver is). However, some insurance companies may differ.

Valet parked your car and said they forgot where they parked it at are they at fault?

you mean valet parking dont they take away your car if you valet parking on the blue??? ^_^

What to do if you bump a car?

Depending on state law, the drivers may be able to just exchange driver and insurance information. If it is bumping an empty car, and the owner of the car can't be found then the police should be called.

Your car was hit while backing out of parking space?

The car which is driving straight into the parking lot has the right of entery into the parking space. When you are backing out your vehicle than you need to make sure that there is no vehicle which is comming in and whether it is safe. If you have already backed out more than 50%, than the car comming in should wait till you clear out .

As per the state prevalant laws it would differ from state to state. However, each one will have to claim for the damage of the vehicle under your own policy and if there is any bodily injury than you can sue the opposite driver. However, the award for property damage and injury would be paid in porpotion to the fault fixed.

If you spin out and anther car hits you who is at fault?

well it depends on how the car spun out, like if the car did it unintentionally, like icy roads or lots of rain and the car that hit you tried to stop, then it would be no ones fault, but if the person who spun out were drunk or something in that category, then it would be the spun out car's fault.

Survivable speed for a car accident?

this is a physics question. there is no straight answer. in theory one could survive a car accident at 300 miles per hour.

consider this. you can die going 20 if you arent buckled but survive a high speed car accident. what is happening here?

in a collision, take an egg for example, the energy is transfered to something else. when an egg drops from a ceiling and hits a concrete floor, it breaks. so would you. if you can slow the egg down and increase the contact time it has with the ground during the collision, then you can save the egg. you are the egg. and you want to know the survivable speed for a car accident. as far as physics go, any speed. but if you want to know for your typical midsize sedan and a front end collision into a solid object, i wouldn't push 120. might hurt. strongly don't advise either unless you are trained, have safety equipment, on a closed track, and are not intending to crash. this is why there are speed limits obviously. cars have airbags to increase the impulse of the crash because human bodies don't like instantaneous change in motion.

other elements to be considered is the orientation of the collision or the elements that may become projectiles. in an accident many things are unpredictable. many people die every day because of accidents. some unfortunatly because of poor engineering and some as a result of bad luck.

i hope this helped. this is more informative then straight answer. as always, be safe and don't find this as an excuse to drive fast or recklessly.

What age group has the most accidents and are they fatalities?

16-25 age group have the most accidents and fatalities. Followed by 65 and over.

How many car accidents are there in California each year?

There are around 40,000 deaths due to car accidents each year in U.S. and is increasing every year.

How many people die from car crashes everyday?

i dont know like about 10000 people is the mamium for everyday