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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

When someone drives your vehicle and has an accident who's insurance is responsible in the state of Texas?

Usually it is the driver, there may be some liability if the car was in a state of disrepair or he was acting on your instructions.

What happens if you borrow a car and you get in an accident?

First of all, it depends who it is from. If it is from a rental company, i dont know. but if it is from a friend i think you are liable for the damages.

If i have 2 residences which do i claim on my car insurance?

sorry i do not have the answer of your question but i wanted to try write

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Does auto insurance cover sand damage?

Assuming that you are referring to physical damage to the vehicle, the analysis will depend upon the dynamics that caused the sand to damage the car.

For example, while it is unlikely that the collision coverage will come into play, the comprehensive coverage may. An example of comprehensive coverage being triggered to compensate you for property damage for a sand-related occurrence is if the car were left outside and a windstorm or similar occurrence blew a quantity of sand against or into the car resulting in sheet metal/exterior finish damage.

Without more information as to the dynamics of the occurrence, a more complete analysis of potential coverage cannot be given.

Can your car insurance be effected with a speeding ticket?

Your driving record is one of many things that can cause your insurance rates to rise. A speeding ticket can only raise your rates and will never lower them.

How long after an accident do you have to file a claim through state farm?

Any insurance carrier requires to notify of a claim, or potential claim as soon a it happens. If it is a few days past, it is usually no big deal. There will be a reporting claim clause in your policy. It there is personal injury-it should be called in right away.

Do you need car insurance to drive in Florida?

Yes, you need personal injury protection as well as property damage to drive a vehicle.

Does an HOV ticket make your policy go up?

A ticket for violating the high occupancy vehicle restriction isn't considered a moving violation in most states, so it shouldn't.

Does your insurance cover you if you crash a car while test driving?

You should have coverages available but your policy is considered secondary to the insurance that is on the vehicle.

Can you get auto insurance with a learners permit in Texas?

It is best to wait til you have your drivers license, I would check with your agent but you should be covered with the learners permit.

Do collision insurance cover a hit and run?

Yes, you should be covered if someone hits you or you hit them regardless of someone leaving the scene.

Can you get your license before insurance?

Yes you can. In fact, you would need your licence to get insurance coverage.

What is the average cost for full coverage insurance for automobiles?

visit the candy shop to find out the answer go to the candy shop on january 12 2013

Does Texas liability insurance cover if the two cars involved in the accident are register under the same persons name?

Here is the problem with that,

"It is not legally possible to be liable to ones self"

So no, liability only coverage will not cover damage to your own property, That's what the comprehensive and collision coverage is offered to you for when you purchase your auto insurance. Comp and Collision provides coverage for your own property, Liability provides coverage for property and injury of others.

If you bought liability only, there is no coverage for your own property.

Answer:

It should, and if it doesn't, there should be other parts of the policy that can pay out. Coverages such as uninsured motorists or medical payments.

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