Auto Insurance

Yes- HOWEVER- if you have a loan that has not been paid off, the LOAN terms will require that you insure the car for full coverage. Once it is paid for, you can carry liability only.

This would cost based on several factors like:

<>If privately owned use or commercial. If commercial whether it is passenger or goods carrying.

<>Type of vehicle, sub model, age of vehicle, CC if pvt owned or GCW if commercial.

<>If vehicle's current insurance has lapsed or active.

<>If someone is buying comprehensive & previous claims history or just mandatory 3rd party insurance.

Not driving.

Nah, you really can't. If it were okay to insure a car not titled to me I'd put insurance on Jeff Gordon's NASCAR and get paid every Sunday during NASCAR season.

You are required to have an "insurable interest" in order to legally effect coverage. If you have no insurable interest then it would be unlawful to insure someone else or their property.

When it comes to property insurance a simple layman's test would be to ask yourself this question. (If the car is wrecked? what are the consequences for me?) If your answer is none. Then you have no insurable interest in that vehicle.

Some companies will charge you a 10% fee for early cancellation, I would check with them for clarification.

Yes, you can even insure her. It will need to be a non-standard auto policy.

The precise procedures vary depending on the laws of the country where you live, this information primarily relates to the United States of America but the principles apply worldwide although the terms used will vary in different countries.

Initially, you can contact an agent for an insurance company who writes this sort of business and ask for a quotation. Agents typically advertise in telephone directories and on-line. Among the advantages of using a local agent is that you can develop a more personal relationship with him/her so as to better enable them to assess your insurance protection needs.

There are also a growing number of insurance companies that market directly to the general public. All other things being equal, the premiums charged for similar coverage may be slightly lower because the insurer does not have to factor into the rate structure (from which premiums are derived) the element of commissions. However, insurance sold in this way often comes in "prepackaged" policy limits (meaning, dollar amounts of coverage), which may not suit your needs. It therefore may be advisable to get the counsel and advice of an experienced agent.

Regardless of the way in which you obtain the quote, it will be based upon the make and model of the vehicle (if physical damage coverage is sought), the driving history of the persons to be insured by the policy, the primary place where the vehicle is garaged (rates/premiums vary by location), coverage limits (amounts), and other factors. Various discounts are also available (such as for safety features on the car, good driver discounts, etc.) from many companies.

In all events, be certain to buy insurance only from a licensed (sometimes called "authorized") insurer. The authority of the company to transact business in your state can be confirmed through the state insurance regulator's office, usually located in the State Capitol. If you do use an agent, be sure that he/she is a licensed agent, which can also be confirmed by contacting the state insurance regulator's office. NEVER buy insurance from an unlicensed insurer or person.

One-way streets, visual overload, and traffic jams

This is a gray area, but I would recommend getting them all in one state and not to take any chances..

Sounds like you have a permit. If so your parents policy will cover you and you will need to added their policy when you get your drivers license. Some companies require for all people in the household 14 or older to be listed. Contact your company for more details.

As long as you don't live in the household, and you can borrow their car, their insurance policy will follow the vehicle.

Ya Maybe if wish upon a star. Lol, sorry but yes they will charge you for it. But you will get a multi car discount which means your other premium on the other car should go down.

No, this is an easy process. You will just replace the old vehicle with the new vehicle. The vehicle may cost more to insure, I would check with your agent to make sure.

Depends on the state. In Colorado the requirements are 25/50/15.

Yes they can, in fact they are the sole determinate of fault when a claim occurs. In most cases police never witness accidents and can only describe what happened.

But of course, many insurance companies take extreme measures to avoid paying their customer's claims. If you have evidence to the contrary you can pursue your claim against the insurance company and report it to your state insurance commissioner.

Probably anywhere from 120 to 400 a month. No joke.

It is possible to be found liable. As a cosigner you would want to make sure that you are listed as an additional insured and make sure that the policy limits are high enough to cover your assets. Essentially I would make sure that they are equal to what is on your current policy.

Even if you get to do it any insurance company will find about your driving records so you will still get high rates because you are considered a high risk driver.

If your child has a license the insurance on the car will probably cover it. The company can take the position that they were not supposed to be driving it and are not covered in which case it would come back to you because the child is underage.

Liability coverage is "third-party" insurance that pays for injuries or death to another person as a result of the insured's negligence (carelessness). There are different types of it, not just car-related. Whether or not it applies in a given situation depends upon the dynamics of the occurrence.

Therefore, if the theory of the negligence was, for example, that a landowner created a dangerous condition that proximately caused the single-car collision, the landowner's liability insurance could arguably be triggered so as to cover the incident.

If a passenger was killed in a single car collision, the driver/owner's liability coverage may be triggered if the driver was negligent in the operation of the vehicle.

A suspension of the drivers license will be visible for 5 years on your driving record and doesn't show up as any points.

Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.

If it is your car then it should be. Your non owners policy would cover you in most occasions though.

I would call your company because some may charge. If they do, it could be a 10% fee. Your best option would be to let it run out by not making your payment. Make sure you have coverage in place before that one expires though.

Auto insurance statutory fees are imposed to individuals who are caught driving without insurance. Because every state except New Hampshire requires drivers to carry continuous auto insurance to operate a motor vehicle, drivers caught driving without insurance will be required to pay statutory fees to reinstate their license and vehicle registration. In addition to this, some uninsured motorists will be required to provide an SR-22 (Proof of Financial Responsibility) so that the state governing officials are notified if their insurance lapses again. Statutory fees vary in each state, however most are around $500 and must be paid before registration and licenses are reinstated.