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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
Can you get full coverage on a salvage title in ny?
Absolutely you can, call your local insurance agent.
they are at fault because they should have pulled off to the side.
Who is not personally liable for any losses or damages?
I imagine it would be someone that was to be found "not at fault" in an accident.
What rights do you have if you have a car and insurance in your name but someone else has the car?
If you let someone drive the car and they did not return it, then it really is a civil matter. Maybe opening up an insurance claim would speed up the process and get them to return it.
Another PerspectiveIf they have the car without your permission and you are the sole owner then you have the right to take the car. In fact, you should take possession of the car immediately since you are on the hook for liability and damages if anything happens while they have it. Take your car keys to wherever the car is now and take it. Call for a police escort. Since whoever has the car must have keys you should inquire at the local police station what to do if they use their keys to take the car without your permission. If that happens you will need to file a stolen car report and press charges.
On the other hand, before you loan your car to another person you should call your insurance company to discuss your liability and coverage. If they cause an accident the owner of the other vehicle may sue you. If they wreck your car and you don't have collision coverage then you will be out of luck. You should make certain they have a valid driver's license and a good driving record. If not, and they get pulled over, your car may be impounded. There are so many things that could go wrong and make you vulnerable to costly damages you need to determine the consequences before you let someone else drive your car and
Does the insurance pay primarily the car that is driven?
There are man parts to an insurance policy providing many different types of payouts to multiple parties.
How do you deal with an at fault insurance company that is slow?
If you feel something has been handled improperly, you should file a complaint with your states insurance department.
Do you need car insurance to drive cars belonging to others?
Broadly, the answer is "yes", if the point is to be covered in the event of a collision.
The coverage can be provided by means of the driver being named on the application for insurance, and designated as an authorized user of the vehicle. A premium will be calculated based upon the risk factors attending the use of the car by all authorized driver, the type of vehicle, and other factors allowed by law to be considered by the insurer.
The driver can also obtain "non-owner's coverage" which will generally provide coverage regardless of the vehicle being driven. This is often obtained by someone who does not own a car.
Finally, some commercial policies cover a range of people on a range of vehicles, but the vehicles and the authorized drivers have to be identified to and approved by the insurer.
How will a red light ticket affect auto insurance?
It will usually increase your premiums if your insurance company finds out about. Sometimes your current company will not run your motor vehicle record but sometimes they will.
They'll go after the car's owner first. IF the driver has an insured vehicle, it would be secondary.
Can you drive a car off the lot with sr22 insurance?
An SR22 isn't a policy or a coverage. It is a notification to the state that you have coverage.
How do you get cheap insurance for my car?
Call an insurance agent. You can look online or in your local phone book.
Try this site where you can compare quotes from different companies
usinsurancequote.org
Can insurance company void policy if modification were on car when bought?
Most often they won't void the policy but not cover the modifications. I would inform your company of any modifications from stock.
How much will auto insurance cost for a 17 yr old girl?
There are literally hundreds of considerations that can be taken into consideration when getting a rate for insurance. I would call multiple agents to get the best rate and policy for you.
It really depends on her driving history and a few various things. You can call and ask before you make the change to determine the rate change.
Call your insurance company and get a claim started.
Will insurance allow you to put your independent child's vehicle on your policy?
Insurance should. I would check with your information to see if your company can.
Well your friend is in trouble for not driving with out a license. I hope you had auto insurance on the vehicle, because you can end up getting sued for being the owner of the car. Depending on state laws though too. You wont get in trouble for your friend not having a license.
Do collision insurance cover a hit and run?
Yes, you should be covered if someone hits you or you hit them regardless of someone leaving the scene.
Should you tell auto insurer you temporairly moved out of state?
When you move you don't generally need to switch policies until renewal.
How long do you have to make car repairs after receiving an insurance check?
You don't have to repair the damage, you could just pocket the money and drive around a busted up car.
Why is auto insurance mandatory?
Driving is considered a privilege and not a right. Because it is a privilege drivers are required to prove they are financially responsible. Mandatory auto insurance is proof that drivers are financially responsible to cover damages or injuries in the event of an accident. Because most drivers cannot reasonably pay for the cost of repairs and medical bills they cause in an at fault accident, states require auto insurance to protect both third party drivers and the policyholder.
What is auto insurance premium?
An auto insurance premium, like any insurance premium, is the amount of money that is paid on a periodic basis to an insurer in consideration for which the insurer accepts financial liability for a designated range of risks. Typically, the duration, terms and conditions of the risk transfer are enumerated in a written insurance policy, as is the amount of the premium to be paid and the frequency of payment. Try this site where you can get quotes from different companies
usinsurancequote.org
Does an infraction goes against your insurance?
It usually goes against your drivers license in the form of some sort of point structure.
You auto insurance policy may increase based on what they find on your drivers license report.
