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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

Who is Mayhem in Allstate Insurance commercial on TV?

Dean Winters is the actor, mostly know for starring on the OZ tv show on HBO.

What is full coverage insurance in Oklahoma?

"full coverage" generally means including comprehensive and collision coverages.

Though that doesn't include everything a policy offers, it's more of a slang term.

What if someone totals your car and they have no insurance?

You need to ask them to compensate you directly out of their own pocket. If they don't you may have to take them to a civil court and have an order put against them to pay your damages.

Can a car insurance company remove collision from your policy if your inspection was late?

They may remove it for the time period that they required it and the time that they got the inspection.

Will your insurance go up if your car was hit while parked with out other vehicles info?

Your insurance will usually only go up if it is determined that an accident was your fault.

If someone hit your car when you weren't there, then most likely, you couldn't avoid it and it wasn't your fault.

Unless you parked it in the middle of a freeway or something like that.

What happens if you change your insurance company with a sr22?

Make sure that you notify the new insurance company that you require an SR22 filing and you should be fine. Don't let any gaps occur in your coverage though.

Is American family insurance is a good co?

Most companies are fairly good, if you would like more information AM Best is a rating company that rates insurance companies.

Will your lialability insurance cover you backing into a car on your private property?

It should, there is virtually no difference between private property and public property when it comes to accidents.

What do you do if the insurance for a totaled car does not pay for my personal injuries?

If you feel you haven't been treated fairly, I would file a complaint with your state insurance company or have your lawyer do it.

Will full coverage insurance cover your car if hit by another car on private property?

It should unless there was some illegal activity that had occurred and you had the proper coverages.

There is no difference in a private property accident or a public street accident when it comes to paying claims.

Why would an insurance company want to know the size of the car engine?

In a case of some vehicles the choice of engines can be anywhere from 4 cylinder engines to 8 cylinder engines. This can determine the value of the vehicle as well as the performance of that vehicle.

Higher valued cars will cost more to replace when a claim is made.

Higher performance cars are shown to be in more accidents.

Usually, those who choose to drive higher performance cars are riskier then those who choose to driver lower performance cars. This may not be true in your case, but overall.

What is the price of insurance for a car wash?

No way to give one answer, since there is no ONE car wash. Typically you will have property insurance on the building and machinery, and liability insurance- for people that get hurt on the property, and cars that are damaged while in your care. Property insurace will be based on value of the property, type of construction, location and fire protection. Liability insurance is based on revenues, type of car wash, location, and history of losses. Depending on location, you may also need worker's compensation insurace to cover workers.

How do you make an insurance claim when someone hits you if you dont have insurance and they do?

You don't need to have insurance to collect on an insurance policy. Just call their claims department and they will get it started.

The only issue is that in some states, such as New York, insurance is mandatory in order to register an automobile and be able to drive it. If you are in such a state, and you file a claim for an accident in which you did not have insurance, you could well be charged for driving without insurance and you would probably lose your license.

Do you need personal insurance to drive a comerical vehicle?

No, you can get a commercial policy for a commercial vehicle.

If it's for a company you work for, I would make sure they had proper insurance before you drove the vehicle.

What happens if you have a wreck without auto insurance in Texas?

If there was a police officer involved then you would probably be cited for not having auto insurance.

If you are found to be at fault then legal action could be brought against you by either the other party or the other parties insurance company.

How many types or car insurance are there?

There should be just one type that most companies offer for your car.

If you had an antique vehicle or something collectible, then you may need that type of car insurance.

Can a car insurance company charge more if you are currently insured with a sub-par company -ie not A plus plus rated?

I have represented a company that would rate higher if you were with a sub par insurance company.

The thought behind this was that some sub par companies would not report their losses to the Comprehensive Loss Underwriting Exchange so they could not verify if you had any insurance claims.

Where can you get cheap car insurance for young drivers?

Car insurance premiums are measured using a variety of variables. These factors include your age, driving experience, vehicle model, annual mileage, and overnight parking location. You can compare cheap insurance rates for young drivers online.

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