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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
Does liability insurance get you money for a car if your car is totaled?
The other parties liability should if it was their fault.
Your liability should cover the vehicle you damaged.
Who is at fault if a parked car opens its door and a passing car hits it?
Many claims like this contain a percentage of fault, I would consult your claims department and they can determine it based on when the door was open.
Another View: The investigating officer would first determine whether the traffic-side door of the vehicle was opened or the curb-side was opened. If it was the traffic-side that was opened, it would be the fault of the person who opened the door, even if it wasn't driver who did it, the driver would receive the violation.
How much does it cost to insure a C63 AMG?
Your insurance can vary based on quite a few variables, not just the type of car. Call your local insurance agent for a more precise quote.
Do you have to add a stepchild to your car insurance?
If it is a licensed driver and in your household, then they should be added to your policy.
How do you find out if the person who died had accidental death auto insurance?
Call the claims department, they should be able to tell you.
How much will auto insurance be after car wreck?
If it is found to be your fault, then your insurance could go up.
If you are found to be at fault, then it shouldn't.
No.
Is insurance company still liable for medical payments even you no longer carry that insurance?
The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.
How do you see value of car if totaled?
Determination is made by the insurance adjustor based on the age make and model of the car , it's Blue Book value, and the condition it was in when you had it insured re: body damage.
How much will a fifty dollars speeding ticket affect car insurance?
It depends on how much over the speed limit you were going , if you did anything else to aggravate the situation, like try to evade the police, and past violations. Some states use a point system. Some insurers will just drop you, then you have to buy insurance from one of those high-risk pool companies. Nothing good will come of this.
Can for insurance be terminated if you lied bout your record?
It could be, most often they will just raise your premiums when they find out what is on your record.
An SR22 will notify the state if your insurance policy is not in force for some reason.
How long do you have to carry sr22 insurance in MS?
You have to carry it as long as the state requires it. It just depends on the severity of the offense and the amount of time the court decides to impose.
What proof of financial responsibility must be maintained by drivers?
It really depends on what state you live in, you can call a local agent and they can tell you what the minimum requirements are.
What happens when you are rear ended and other guy has no insurance?
Your policy may have coverages that will cover your losses, call your claims department to verify.
Can you take your dependent child off your car insurance policy?
If he lives with you then you may not be able to. If he has moved into his own residence, then you should be able to.
What happens if you have no insurance and hit a car in Texas?
If a police officer shows up, then you will most likely be cited for not carrying the required insurance. You should also be responsible for the other partied damage if it was found to be your fault.
Can insurance companies automatically add new coverage to your policy without your permission?
They should not unless you did not sign a waiver of coverage.
What does liabilty insurance cover?
Auto liability insurance covers physical damage to the other vehicle if you are at fault. It also covers injuries for parties in the other vehicle when the accident was your fault. It does not provide any coverage for your vehicle, you, or passengers.
The premium will generally increase.
What car insurance company offers the best student discount?
There are so many other factors and possible discounts to consider that it is best to find an independent agent in your local area and work with them. They will take your info and shop around for you. This saves you time because the agent will get quotes from multiple companies and you just wait for him to find the best price.
Other available discounts are possible for being married, over 25, safe driver (no accidents or tickets for 3-5 years). Your credit score also plays a huge part in insurance premiums. Insurance companies are constantly updating and changing their matrix's which means company A may be the cheapest for students today but in 3 months company B may be cheaper.
Does your first ticket for running a stop sign affect your insurance?
If you are found responsible for the infraction and your insurance company runs a motor vehicle report then it will sometimes increase your rate.
